Personal Checking Account
Personal Checking Account is used by individuals for their own needs, which can help you manage your finances. The platform lets you open a checking account without maintenance fees, monthly fees, or any other hidden fees. Users can easily transfer money hassle-free and quickly with same-day ACH and Wire transfers. You can also conveniently access your accounts via mobile payments anywhere on the platform.
Zil.US is a financial technology company, not a bank. Zil.US offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.
  
  
 
  
  
  
  
We Offer You the Best
0
initial fee
No initial fees or hidden fees to open an account with us.
0
maintenance fees
Enjoy hassle-free payment services with no maintenance fees.
0
minimum deposit
Start your payment journey with zero minimum deposit.
0
initial fee
No initial fees or hidden fees to open account with us.
0
maintenance fees
Enjoy hassle-free payment services with no maintenance fees.
0
minimum deposit
Start your Payment journey with zero minimum deposit.
Fee-Free Checking Account
Expand your US business swiftly by setting up top-notch business checking accounts from anywhere globally. With a Zil.US account, you can open a US account and reap the advantages of US payments without needing to travel there. This enables you to accept US dollars without worrying about exchange rates. Moreover, you can provide your customers with multiple payment options and tap into the vast US business market.
SERVICES
Experience the power of next-generation cloud payment solutions at Zil.US SaaS platform, revolutionizing the financial industry
Payment Platform
Enjoy US payment experience online at zero hidden fees and streamline your operations from anywhere, anytime.
ACH
Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs.
Payroll Card
Experience endless convenience, instant access to funds, and enhanced security with Zil.us’s payroll card.
Wire Transfer
Send or receive funds domestically or internationally with the wire transfer service with minimal transaction charges.
Pay by Phone
Send money using your phone number seamlessly and discover the convenience of Zil.us!
Virtual Card
Access your virtual card from your smartphone, just like a physical card, and make secure and simple payments easily.
API
Enhance Services with Virtual and Gift Card APIs! Create unlimited cards and set spending limits. Empower business with Zil.us.
Multiple Checking Accounts
Zil.US streamlines payments by allowing customers to oversee multiple accounts in one location. Users can monitor balances, transactions, and financial activity across various accounts with just one dashboard. This simplifies managing finances and transferring funds, offering users greater control and flexibility.
Zil.US Mobile Payment SaaS Solutions
Download the Zil.US mobile app for convenient, secure, and safe managing finance on the go. Access all features and services for your financial needs effortlessly.
Business Payment Solution
With the all-in-one cloud-based platform, handling small business finances is simpler than ever. Zil.US offers various financial services, including business checking accounts and payment methods such as ACH and international wire transfers. You can open a free checking account with no minimum balance or monthly fees, making it crucial for efficiently managing your business finances and transactions.
All-In-One Mobile App
Zil.US revolutionizes financial management with its user-friendly features, offering a seamless and convenient experience. Users can securely oversee multiple checking accounts, virtual cards, and payment systems through the mobile app, simplifying their financial tasks. The platform also allows users to establish financial goals, track spending, and make informed decisions with accessible budgeting and expense monitoring tools.
FREQUENTLY ASKED QUESTIONS
What is personal checking account?
A personal account is one that a person uses for their own needs. They are different from accounts used for commercial or business purposes. Zil.US offers fee-free checking accounts for individuals and businesses.
What is a business account?
A business account is a financial account specifically designed for managing the transactions and finances of a business entity. Zil.US offers a business checking account with no hidden charges or minimum balance requirements.
Can I use my personal checking account for business?
Using your personal account for business is possible, but it is not generally recommended. Use the business checking account from Zil.US to manage your business transactions and finances.
Business Checking Account vs Personal Checking Account
Small business entrepreneurs can store and manage money generated by their companies with a business checking account. Personal checking account are not intended for use in businesses but for individuals' personal use. Zil.US offers a fee-free checking account without any maintenance fees or hidden fees.
Make Business Easy with Zil.US
At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.