Transform Your Business with All-In-One Modern Payments and Modern Banking Solutions.
How It All Began
Our founder faced a real-life challenge while running Tyler Petroleum, a $60+ million annual revenue business. He relied on multiple platforms like Bill.com, Deluxe Checks, and Mint.com for payments, banking, and tracking, leading to inefficiency and frustration.
Inspired by his experience managing thousands of vendors, serving as a Local ATM Processor, and operating retail and Western Union locations, he envisioned an all-in-one solution. This led to the creation of Zil Money and OnlineCheckWriter—a unified platform simplifying payments and banking for businesses everywhere.
MEET OUR TEAM
Our team members are dedicated to supporting the growing businesses that power our economy.
Sabeer Nelli
Chief Executive Officer
Harvard Fin Tech.
Sabeer Nelli is a visionary entrepreneur whose leadership has been the driving force behind Zil Money’s rapid ascent in the fintech landscape. With an extensive background in both the oil market and fintech, Sabeer’s entrepreneurial journey began in 2005 with the founding of Tyler Petroleum. His expertise in managing complex financial transactions and his relentless pursuit of innovative solutions led him to create Zil.US, a fintech neo-bank tailored to address the financial needs of small and medium-sized enterprises (SMEs).
Justin Timlin
Chief Operating Officer
Georgetown University
Justin Timlin is a seasoned entrepreneur, investor, and operations executive with a proven track record in scaling high-growth businesses and leading fintech startups to success. Justin is a domain expert in digital payment and banking technologies and their ability to address customer pain points. He has accumulated a wealth of experience in leading fintech start-ups to success through his tenure as an investor at Blue Star Innovation Partners, Greenspring Associates, and TPG. Justin holds an MBA in business from Georgetown. His expertise in this field is exemplified by his receipt of the Georgetown Entrepreneurial Excellence Award and Venture Capital Competition World Championship.
Justin Timlin
Chief Operating Officer
Georgetown University
Justin Timlin is a seasoned entrepreneur, investor, and operations executive with a proven track record in scaling high-growth businesses and leading fintech startups to success. Justin is a domain expert in digital payment and banking technologies and their ability to address customer pain points. He has accumulated a wealth of experience in leading fintech start-ups to success through his tenure as an investor at Blue Star Innovation Partners, Greenspring Associates, and TPG. Justin holds an MBA in business from Georgetown. His expertise in this field is exemplified by his receipt of the Georgetown Entrepreneurial Excellence Award and Venture Capital Competition World Championship.
Kumar Kushal
Chief Technical Officer
Indian Institute of Technology, Madras, West Virginia University
Afzal Modak
Chief Financial Officer
Indian Institute of Technology, Mumbai, Pace University
Afzal Modak is a seasoned finance executive with a distinguished career in managing large-scale financial operations and strategic investments. His experience includes serving as CFO at GE Capital, where he oversaw multi-billion-dollar financial operations, and as a partner at GSV Investment Fund, where he focused on high-growth technology companies. Afzal’s deep understanding of financial strategy, capital markets, and investment management is critical to ZilMoney’s growth strategy and its pursuit of securing the necessary capital to scale the business.
Afzal Modak
Chief Financial Officer
Pace University
Afzal Modak is a seasoned finance executive with a distinguished career in managing large-scale financial operations and strategic investments. His experience includes serving as CFO at GE Capital, where he oversaw multi-billion-dollar financial operations, and as a partner at GSV Investment Fund, where he focused on high-growth technology companies. Afzal’s deep understanding of financial strategy, capital markets, and investment management is critical to ZilMoney’s growth strategy and its pursuit of securing the necessary capital to scale the business.
Mohanraj Makkuni
Chief Marketing Officer
David Tilis
Head of Banking
Brooklyn College
David Tilis brings nearly 20 years of banking expertise, having transformed the use of technology in banking across companies such as UBS, Cross River Bank, and FinWise Bank. At Zil Money, David leads banking operations, focusing on delivering innovative, zero-cost banking and credit solutions to small and medium-sized enterprises (SMEs). His deep knowledge of fintech partnerships, strategic planning, and capital markets enables him to drive Zil Money’s vision of providing streamlined financial services to U.S. businesses.
David Tilis
Head of Banking
Brooklyn College
David Tilis brings nearly 20 years of banking expertise, having transformed the use of technology in banking across companies such as UBS, Cross River Bank, and FinWise Bank. At Zil Money, David leads banking operations, focusing on delivering innovative, zero-cost banking and credit solutions to small and medium-sized enterprises (SMEs). His deep knowledge of fintech partnerships, strategic planning, and capital markets enables him to drive Zil Money’s vision of providing streamlined financial services to U.S. businesses.
Advisory Panel
James Meek
Board member
Paul Carlucci
Board member
GET IN TOUCH
Let’s talk about how we can help your business grow and thrive.