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Axos Alternative

Axos Alternative, Zil.US, provides the best business checking account with no monthly fee or minimum balance requirement. Open a US account remotely in no time and make instant money transfers through ACH and Wire.

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Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank. Customers are not directly insured by the FDIC - but through the coverage of the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

We are not associated with Axos Bank. All mentions are for informational purposes only.

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We Offer You the Best

0

initial fee

No initial fees or hidden fees to open an account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your payment journey with zero minimum deposit.

0

initial fee

No initial fees or hidden fees to open account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your Payment journey with zero minimum deposit.

Free Banking

One Stop Solution

Zil.US offers fee-free checking accounts for businesses and freelancers. You can access your account anywhere, anytime, through your smartphone or tablet. Zil.US provides small businesses with more comprehensive online features like opening multiple accounts, physical and virtual cards, and tax management. The platform provides payment methods like ACH, wire transfers, mail checks, virtual cards, physical cards, etc.

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ACH Payment

ACH, or Automated Clearing House, is a digital payment system in the U.S. that facilitates quick fund transfers between accounts. It emphasizes speed, efficiency, and cost-effectiveness, offering lower fees than other methods. Zil.US prioritizes security, using strong encryption to protect your personal information and ensuring safe and convenient automated payments. ACH payments are widely accepted and monitored by NACHA for smooth operations. This payment method usually takes 1-2 business days, but Zil.US’s same-day ACH processing completes within 24 hours.

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One Stop Solution
SourceForge
Free Banking

Cloud Platform

Cloud  services utilize cloud computing technology to deliver financial services and manage payment operations. Instead of relying on local servers or data centers, these services store data and applications in the cloud. This approach enhances security, lowers costs, and facilitates the quick introduction of new payment services. Zil.US, for instance, provides cost-effective payment services such as free checking accounts, same-day ACH, wire transfers, and mail checks, all offered at affordable rates. This enables to adapt to changing customer needs and stay competitive in the digital era.

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Best Mobile Payment App

Neobanking offers convenient access to financial services. With Zil.US, you get the best mobile payment experience in the US. Download and install the app on your Android or iOS device. Manage your finances easily, check balances, transfer money, pay bills, and more from your smartphone. The app is made for everyone without tech skills, so you can easily use it anywhere. It keeps your personal and financial info safe with strong encryption and advanced security features.

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A Smartphone Featuring a Fee-Free Checking Account Option, Highlighting It as an Axos Bank Alternative with Zil.US

Open a US Checking Account at Zil.us SaaS Platform from Anywhere in the World

Grow your business faster in the US by setting up a US checking account remotely. Having a US number allows you to accept US dollars without losing any exchange rate. Additionally, you can offer your customers a variety of payment methods.

Open A US Bank Account Anywhere In The World

Open a US Checking Account at Zil.us SaaS Platform from Anywhere in the World

Grow your business faster in the US by setting up a US checking account remotely. Having a US number allows you to accept US dollars without losing any exchange rate. Additionally, you can offer your customers a variety of payment methods.

FREQUENTLY ASKED QUESTIONS

Is Axos legit?

Yes, Axos in San Diego, California, is FDIC insured. For online Payment with free checking accounts, consider Zil.US, which allows you to make safe and easy transactions.

Is Axos a real?

Yes, Axos is real, its headquartered in San Diego, California. Zil.US is the best payment platform for businesses with various payment methods and features.

Is Axos FDIC insured?

Yes, Axos is FDIC insured. Zil.US offers customers the best online payment features for small business checking accounts at no hidden fees.

Axos vs Zil.US

Both Axos and Zil.US provide a fee-free checking account for small business payments. However, Zil.US offers small businesses more advanced online payment features like opening multiple accounts, obtaining physical and virtual cards, getting paid early, etc.

Online Check Writer - Zil.US Banking
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $5/Month

Make Business Easy with Zil.US

 

At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.

 

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Online Check Writer

Zil Money

Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

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Copyright 2025 © Zil.US

Disclosures      Privacy Policy       Terms and Conditions        Disclaimer       Cookie policy       Fraud Awareness

Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank. Customers are not directly insured by the FDIC – but through the coverage of the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.

Zil
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About

Press Center

Help

News

Online Check Writer

Zil Money

Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

Sign Up

Login

Contact

Blog

Copyright 2025 © Zil.US

Disclosures       Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy     Fraud Awareness

Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank. Customers are not directly insured by the FDIC – but through the coverage of the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.

Zil
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About

Contact

Blog

Sign Up

Login

Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

Copyright 2025 © Zil.US

Disclosures     Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy       Fraud Awareness

Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank. Customers are not directly insured by the FDIC – but through the coverage of the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.