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Business Checking Account

Business Checking Account is an all-in-one cloud-based platform that provides various financial services, including free checking accounts with no minimum balance requirements or monthly fees. The platform lets you easily manage business finances and transactions, including ACH and international wire transfers.

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Zil.US is a financial technology company, not a bank. Zil.US offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

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We Offer You the Best

0

initial fee

No initial fees or hidden fees to open an account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your payment journey with zero minimum deposit.

0

initial fee

No initial fees or hidden fees to open account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your Payment journey with zero minimum deposit.

Graphic Showing a Man on a Laptop, with Digital Connections to Three People, Representing Open Multiple Accounts. Icons Suggest Business Banking Account Open Online

Open Multiple Accounts

With Zil.US, you can easily create multiple checking accounts and manage your finances efficiently in one place. Open several checking accounts with no minimum balance and no hidden fees while seamlessly organizing and monitoring all your payment documents on the platform.

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SERVICES

Experience the power of next-generation cloud payment solutions at Zil.US SaaS platform, revolutionizing the financial industry

Payment Platform

Enjoy US payment experience online at zero hidden fees and streamline your operations from anywhere, anytime.

ACH

Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs.

Payroll Card

Experience endless convenience, instant access to funds, and enhanced security with Zil.us’s payroll card.

Wire Transfer

Send or receive funds domestically or internationally with the wire transfer service with minimal transaction charges.

Pay by Phone

Send money using your phone number seamlessly and discover the convenience of Zil.us!

Virtual Card

Access your virtual card from your smartphone, just like a physical card, and make secure and simple payments easily.

API

Enhance Services with Virtual and Gift Card APIs! Create unlimited cards and set spending limits. Empower business with Zil.us.

Open a US Checking Account Anywhere in the World

Open a US business checking account for small businesses instantly from anywhere globally with Zil.US, facilitating seamless money transfers within the US and allowing you to enjoy US business Checking advantages without traveling. Additionally, users can receive payments in US dollars without incurring exchange rate losses while benefiting from the platform’s affordable and secure business financial services and payment methods.

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Illustration of Three People Using Laptops and Smartphones to Open Business Banking Account Positioned Around a Stylized Globe, Representing Open a US Banking Account Anywhere in the World

Zil.US Mobile Payment SaaS Solutions

Download the Zil.US mobile app for convenient, secure, and safe managing finance on the go. Access all features and services for your financial needs effortlessly.

Illustration of Hands Holding a Smartphone with a Finance App Open Business Banking Account Screen and a Corporate Expense Card, Surrounded by Floating Coins

Corporate Expense Card

Corporate expense cards provide companies with enhanced control over spending. Instead of sharing a single card, companies assign individual cards to employees, ensuring each card is linked to the team’s business finance budget.

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All-In-One Platform

Zil.US offers a convenient one-stop solution for your business needs. It provides the best small business account along with multiple payment options, such as ACH payments, wire transfers, mail checks, and more.

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Diagram Showing Different Payment Methods Offered by All-In-One Platform, ACH/Direct Deposits, Wire Transfers, Check Mailing, and Virtual Cards. Represent Business Banking Account

FREQUENTLY ASKED QUESTIONS

Which business checking account is best?

Zil.US's fee-free business checking account offers the best payment processing with instant money transactions and no hidden fees. The platform offers ACH, wire transfers, virtual cards. and more.

Can I open business checking account online?

Yes. Zil.US provides the best online business account without minimum balance requirements. The platform also offers affordable ACH and wire transfers. Open checking account without any hidden fees.

Are checking accounts free?

Some big banks may charge a monthly fee, but it can be avoided by meeting requirements like keeping a minimum balance. However, alternatives like Zil.US offer a free checking account with no hidden fees.

Business Account vs Personal Account

A business account is typically used for commercial purposes, serving the needs of a company or organization, while a personal account is designed for individual use and managing personal finances and transactions. The distinction lies in their intended purposes and the types of transactions they facilitate. Zil.US offers fee-free checking accounts with no hidden fees or maintenance fees.

Zil.US Banking - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $5/Month

Make Business Easy with Zil.US

 

At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.

 

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Copyright 2025 © Zil.US

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Zil.US and OnlineCheckWriter.com (OnlineCheckWriter or OCW) are platforms for products and services provided by Zil Money Corporation. Zil Money is a financial technology company, not a bank. However, we provide banking services through our partnership with FDIC member bank Texas National Bank. Customers are not directly insured by the FDIC – but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

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Online Check Writer

Zil Money

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Blog

Copyright 2025 © Zil.US

Disclosures       Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy     Fraud Awareness

Zil.US and OnlineCheckWriter.com (OnlineCheckWriter or OCW) are platforms for products and services provided by Zil Money Corporation. Zil Money is a financial technology company, not a bank. However, we provide banking services through our partnership with FDIC member bank Texas National Bank. Customers are not directly insured by the FDIC – but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

Zil
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About

Contact

Blog

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Copyright 2025 © Zil.US

Disclosures     Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy       Fraud Awareness

Zil.US and OnlineCheckWriter.com (OnlineCheckWriter or OCW) are platforms for products and services provided by Zil Money Corporation. Zil Money is a financial technology company, not a bank. However, we provide banking services through our partnership with FDIC member bank Texas National Bank. Customers are not directly insured by the FDIC – but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.