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    • ACH/Direct Deposit
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Open Business Checking Account Online

Open Business Checking Account Online and manage your expenses effortlessly with the cloud based platform. There is no initial fee, maintenance fee or other hidden costs – users can enjoy a fee-free experience. Business owners can open the accounts quickly and securely from the office in minutes. As the platform supports ACH and wire, making payments on time becomes easy.

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Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank.

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We Offer You the Best

0

initial fee

No initial fees or hidden fees to open an account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your payment journey with zero minimum deposit.

0

initial fee

No initial fees or hidden fees to open account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your Payment journey with zero minimum deposit.

An Illustration of a Woman Sitting and Interacting Excitedly with a Large Smartphone Displaying an Open Business Checking Account Online Interface, Surrounded by Open Multiple Accounts

Open Multiple Accounts

Open multiple business checking accounts with no additional fees to improve business finances. Use different accounts specifically for accounts payable and accounts receivable, ensuring clear separation of funds and easier tracking. Zil.US simplifies financial planning and reconciliation, allowing businesses to maintain better control.

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SERVICES

Experience the power of next-generation cloud payment solutions at Zil.US SaaS platform, revolutionizing the financial industry

Payment Platform

Enjoy US payment experience online at zero hidden fees and streamline your operations from anywhere, anytime.

ACH

Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs.

Payroll Card

Experience endless convenience, instant access to funds, and enhanced security with Zil.us’s payroll card.

Wire Transfer

Send or receive funds domestically or internationally with the wire transfer service with minimal transaction charges.

Pay by Phone

Send money using your phone number seamlessly and discover the convenience of Zil.us!

Virtual Card

Access your virtual card from your smartphone, just like a physical card, and make secure and simple payments easily.

API

Enhance Services with Virtual and Gift Card APIs! Create unlimited cards and set spending limits. Empower business with Zil.us.

Open a US Checking Account Anywhere in the World

With Zil.US, you can open a business checking account online from anywhere in the world. You don’t have to be present in the US to manage business finances for your firm. With easy fund transfer options like domestic and international wire, you can ensure timely payments to suppliers across the globe. Also receive funds in US dollars and avoid currency conversion problems.

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Illustration of a Man Holding a Thumb Up Beside a Large Smartphone Displaying a Login Screen to Open Business Checking Account Online

Zil.US Mobile Payment SaaS Solutions

Download the Zil.US mobile app for convenient, secure, and safe managing finance on the go. Access all features and services for your financial needs effortlessly.

A Man Sitting and Using His Laptop and Open Business Checking Account Online, Experiencing the Benefits of Fee-free Checking Accounts

Fee-Free Checking Account

The online checking accounts from Zil.US are completely free. You can add an account and manage your business funds with ease. As there is no monthly maintenance fee or minimum balance requirements, these accounts allow you to eliminate unwanted costs. The payment options like ACH, wire and check mail are also affordable, making the platform a cost-effective solution.

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Easy to Access

High Security

Easy Payment

Virtual Card and Wallet

Users can create virtual cards with spending limits to handle employee expenses with the platform. Virtual cards can also be used for online payments and at stores that accept them. The Zil.US wallet is secure and makes fund transfer more convenient. These digital payment tools allow small businesses to enhance payment operations at no extra cost.

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An Illustration of an Open Business Checking Account Online Login Screen on a Smartphone, with a Cheerful Man Standing Next to It, Represent Virtual Card and Wallet

FREQUENTLY ASKED QUESTIONS

How to open a business checking account online?

Open a business checking account online from your home with Zil.US. Sign Up with the platform and provide some basic details and identification documents. Once verified, you can make transactions and manage your finances.

Which checking account is best?

The checking account offered by Zil.US is totally fee-free and allows users to open multiple accounts, make payments via ACH and wire, and create virtual cards. It is a secure payment platform that provides solutions to meet all business needs.

Are checking accounts free?

Not all checking accounts are free, as many financial institutions charge monthly maintenance fees, minimum balance fees, or hidden fees. However, Zil.US offers a completely fee-free checking account, allowing businesses to manage their funds easily.

Business Checking Account vs Personal

A business checking account is used to manage the daily expenses of a business firm while a personal checking account is for managing individual expenses. Open a small business checking account online with Zil.US.

Make Business Easy with Zil.US

 

At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.

 

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Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

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Copyright 2025 © Zil.US

Disclosures      Privacy Policy       Terms and Conditions        Disclaimer       Cookie policy       Fraud Awareness

Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.

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About

Press Center

Help

News

Online Check Writer

Zil Money

Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

Sign Up

Login

Contact

Blog

Copyright 2025 © Zil.US

Disclosures       Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy     Fraud Awareness

Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.

Zil
  • Follow
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About

Contact

Blog

Sign Up

Login

Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

Copyright 2025 © Zil.US

Disclosures     Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy       Fraud Awareness

Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.