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    • ACH/Direct Deposit
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    • Multiple Business Acc.
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Chime Alternative

Chime Alternative, Zil.US offers features that are very important for your business payment needs. The platform lets you make payments via ACH, Wire, virtual cards, mail check, and RTP. Businesses can also open multiple checking accounts for various purposes without any monthly fees, maintenance fees, or any other hidden fees.

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Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank.

We are not associated with Chime. All mentions are for informational purposes only.

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We Offer You the Best

0

initial fee

No initial fees or hidden fees to open an account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your payment journey with zero minimum deposit.

0

initial fee

No initial fees or hidden fees to open account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your Payment journey with zero minimum deposit.

One-Stop Solution

One-Stop Solution

Zil.US is a one-stop solution for all your business payment needs. The platform has features such as instant money transfer within Zil.US accounts, various payment modes like ACH payments, Wire transfers, virtual cards, check mail, etc., and fee-free checking accounts. All the features are specially crafted to provide the best for customers at the lowest rates.

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SERVICES

Experience the power of next-generation cloud payment solutions at Zil.US SaaS platform, revolutionizing the financial industry

Payment Platform

Enjoy US payment experience online at zero hidden fees and streamline your operations from anywhere, anytime.

ACH

Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs.

Payroll Card

Experience endless convenience, instant access to funds, and enhanced security with Zil.us’s payroll card.

Wire Transfer

Send or receive funds domestically or internationally with the wire transfer service with minimal transaction charges.

Pay by Phone

Send money using your phone number seamlessly and discover the convenience of Zil.us!

Virtual Card

Access your virtual card from your smartphone, just like a physical card, and make secure and simple payments easily.

API

Enhance Services with Virtual and Gift Card APIs! Create unlimited cards and set spending limits. Empower business with Zil.us.

Fee-Free Payment Solution

User-friendly online payment solution is a relief for small businesses and entrepreneurs. Zil.US doesn’t require any minimum balance to open a payment account. Users are free from all other charges, such as maintenance fees, minimum deposit charges, overdraft fees, and non-sufficient fund fees.

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Fee-Free Banking

Zil.US Mobile Payment SaaS Solutions

Download the Zil.US mobile app for convenient, secure, and safe managing finance on the go. Access all features and services for your financial needs effortlessly.

Open US Bank Account from Anywhere

Open US Checking Account from Anywhere

Zil.US offers a payment service that allows individuals and organizations worldwide to open US accounts, making US payments accessible everywhere. With Zil.US, you can easily create a US account remotely, without needing in-person visits or paperwork in the USA, through the secure online platform.

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SourceForge

Neobank

A neobank is an online bank with no physical branches. With Zil.US, you can open an account anytime, anywhere. The platform allows fast and secure payments through ACH, wire transfers, and mail checks from your home or office. The user-friendly platform makes it easy to open a fee-free checking account.

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Neobank

FREQUENTLY ASKED QUESTIONS

Does Chime has a business Account?

No. Zil.US offers a free online checking account for small businesses, start-ups, and freelancers with no hidden fees.

Which payment solution is the best alternative for Chime?

Zil.US offers free business checking accounts with unlimited transactions and no hidden fees. It also offers instant money transactions between Zil.US to Zil.US accounts and various payment methods, such as ACH, mail check, wire transfers, etc.

Can I open a checking account online?

Yes. You can open multiple accounts to meet your small business checking and savings requirements. Managing several accounts helps you separate your funds efficiently, and Zil.US allows you to simplify and improve your financial management.

Online Checking Account vs Traditional Checking Account

Online Checking Account is cheaper for customers than traditional Checking Account since online Checking Account have fewer physical branches and lower fees. This makes online Checking Account more appealing to consumers as they can save more money.

Online Check Writer - Zil.US Banking
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $5/Month

Make Business Easy with Zil.US

 

At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.

 

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Online Check Writer

Zil Money

Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

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Copyright 2025 © Zil.US

Disclosures      Privacy Policy       Terms and Conditions        Disclaimer       Cookie policy       Fraud Awareness

Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.

Zil
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About

Press Center

Help

News

Online Check Writer

Zil Money

Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

Sign Up

Login

Contact

Blog

Copyright 2025 © Zil.US

Disclosures       Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy     Fraud Awareness

Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.

Zil
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About

Contact

Blog

Sign Up

Login

Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

Copyright 2025 © Zil.US

Disclosures     Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy       Fraud Awareness

Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.