Ditch the Delay—Send Direct Deposit in Real Time

May 16, 2025 | Direct Deposit

Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank. Customers are not directly insured by the FDIC - but through the coverage of the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

The platform allows you to send affordable and instant direct deposit from home or office.  

Waiting days for payments to clear in 2025 just feels wrong. You’ve got bills, payroll, and suppliers counting on you—and yet, many businesses are still stuck in the slow lane when it comes to moving money. 

Built from the ground up for modern businesses, the platform puts direct deposit and ACH payments on autopilot. No bank lines. No outdated systems. Just a sleek, cloud-based platform where payments flow fast, smooth, and securely.

Why Old-School Payments Are Costing You 

Still relying on checks, manual bank transfers, or third-party apps to pay vendors? Here’s what you’re probably dealing with: 

  • Re-entering the same data again and again 
  • Losing money on fees and delays 
  • Chasing down payment statuses across multiple platforms 
  • Wasting time without a proper audit trail 
  • Security risks when data is shared the wrong way 

That’s a lot of extra stress you shouldn’t have to carry. 

What Is ACH—and Why Should You Care? 

ACH stands for Automated Clearing House, and it’s the backbone of direct bank-to-bank payments in the U.S. It’s perfect for: 

  • Vendor payments 
  • Freelancers and contractors 
  • Employee payroll 
  • Rent or lease transfers 
  • Recurring monthly bills 

And with Zil.US, you get the ACH experience every business dreams of—minus the red tape. 

The Zil.US ACH Advantage 

So, what makes Zil.US a go-to solution for businesses looking to simplify their cash flow? Here’s what you can expect the moment you log in: 

1. Direct Deposit to Any U.S. Bank 

No need to log into multiple accounts. Just enter the routing and account number, and Zil.US takes care of the rest—straight from your dashboard. 

2. Schedule Payments in Advance 

Never miss a due date again. Whether it’s the 1st or the 15th, just set it and forget it. Zil.US will handle the payment while you handle business. 

3. Easy Batch Transfers 

Paying ten vendors this week? Knock it out in minutes. Upload your batch file or use the bulk transfer tool to process everything at once. 

4. Dashboard-Level Control 

Track every dollar, who it’s going to, and when it’s arriving—all from one intuitive dashboard. Filter by date, vendor, amount, and more. 

5. Top-Tier Security 

Zil.US uses high-level encryption and secure protocols to protect your business data. No hidden workarounds. Just clean, safe transactions. 

Cloud-Based = Always On 

One of the biggest wins with Zil.US? It’s 100% cloud-native. That means: 

  • Use it from any device—laptop, tablet, or phone 
  • Real-time syncing across your accounts 

You’re not stuck at the office waiting for your finance system to load. With Zil.US, your payments go wherever you go.

Who’s Using Zil.US? 

Whether you’re a solo entrepreneur or running a team of 50, Zil.US was made for: 

  • Digital agencies 
  • Construction firms 
  • Freelancers 
  • Subscription-based services 
  • Product-based startups 
  • Retail shops and local vendors 

If you’re managing cash flow, paying people, or getting paid—you’re in the right place. 

Virtual Cards for Flexible, Trackable Spending 

Need to manage ad spends, online tools, or team budgets? Zil.US lets you create virtual cards with specific spending limits. It’s great for: 

  • Paying online subscriptions 
  • Setting up cards for different departments or staff 
  • Controlling digital ad budgets 
  • Canceling anytime in a click 

It’s real-time financial control—without the need for plastic. 

Send Money Worldwide with International Wire Transfers 

Got suppliers or freelancers abroad? Zil.US makes it simple to send international wire transfers securely and fast. No jumping through hoops or complicated paperwork. 

Benefits include: 

  • Low-cost transfers to international banks 
  • Full transparency and tracking 
  • Secure encryption for peace of mind 
  • Great for large or urgent payments 

Now you can go global—without the stress. 

Open an Online Checking Account in Minutes 

Zil.US offers cloud-based checking accounts for businesses and individuals. Open an account online with no branch visits, and manage your finances from anywhere. 

With your Zil.US account, you can: 

  • Send and receive ACH and wires 
  • Use your balance to pay vendors or team 
  • Keep business and personal funds separate 

Use Your Digital Wallet for Smart, Mobile Payments 

Zil.US includes a built-in digital wallet, making it easy to move money between your internal accounts, store balances, or load funds for future use. 

Your wallet can be used to: 

  • Fund ACH and wire transfers instantly 
  • Hold and manage funds before payroll 
  • Top up virtual card balances 
  • Reduce bank-to-platform delays 

It’s like having your own private vault inside the platform. 

Plug Zil.US Into Your Workflow with API Access 

Want to automate payments right from your app or backend? Zil.US offers robust API access so you can connect your own tools, platforms, or ERPs. 

Users can: 

  • Send ACH or wire payments without switching between apps 
  • Generate virtual cards 
  • Pull transaction histories 
  • Reconcile account data automatically 

It’s perfect for scaling businesses that need flexibility without limits. 

No Hidden Fees. Ever. 

That’s right. Zil.US keeps pricing transparent and flat. You know exactly what you’re paying upfront—no hidden fees, no tiered nonsense. Pay only for what you use. 

Quick Steps to Start 

  1. Sign up at Zil.USJust your business details and bank info. 
  2. Add your vendors or team – Import or manually enter. 
  3. Set your payment method – Choose ACH or direct deposit. 
  4. Schedule or send instantly – Boom. Done. 

No hoops. No complex forms. Just a clean, secure way to move money. 

Payment Freedom Is Here 

Zil.US gives you a frictionless, modern way to handle payments. Whether you’re running payroll, paying your contractor in another state, or splitting rent with your business partner—ACH through Zil.US makes it easy. 

Forget about bouncing between apps or second-guessing where your payment went. With Zil.US, everything is in one place—secure, fast, and built with your hustle in mind. 

Get in Touch

(408) 775-7720

Make a call directly with our customer support team to make it instantly.

support@zil.us

Mail to us to solve any queries you have with Zil US.

111 N Market St, San Jose, CA 95113

Po Box 6543, Tyler TX 75711

You May Also Like…