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GoBank Alternative

GoBank provides a simple checking account without any earnings or discounts. At the same time, Zil.US provides the best checking accounts with no minimum balance requirement or monthly fees. With the cloud-based platform, you can do instant money transfers, ACH, and Wire transfers.

Open a business checking account with Zil.US and enjoy fee-free business payment processing with no hidden fees.

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Zil.US is a financial technology company, not a bank. Zil.US offers banking services through partnerships with FDIC member banks Texas National Bank and Lincoln Savings Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

We are not associated with GoBank. All mentions are for informational purposes only.

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We Offer You the Best

0

initial fee

No initial fees or hidden fees to open an account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your payment journey with zero minimum deposit.

0

initial fee

No initial fees or hidden fees to open account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your Payment journey with zero minimum deposit.

No Hidden Fees

Fees And Deposits

Zil.US offers you a free account spared from various charges, including maintenance fees, minimum deposit fees, and hidden charges. On the contrary, GoBank charges $8.95 monthly for membership fees, which can only be waived by a $500 direct deposit. In addition, the user required at least a deposit of $20 to open an account and $2.95 for the GoBank app starter kit.

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One-Stop Solution

For those seeking a simple banking experience, GoBank is a great choice. On the other hand, Zil.US provides several features that increase the accessibility of your business payment solution. Also, pay and get paid by ACH, Wire transfers, Check mailing, and more.

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One Stop Solution
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Corporate Expense Card

Corporate Expense Card

Corporate cards are meant for business needs. These cards help organizations manage expenses. Employees have their own cards, eliminating the need to share. This appropriately assigns money to teams and budgets.

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Open a US Checking Account at Zil.us SaaS Platform from Anywhere in the World

Grow your business faster in the US by setting up a US checking account remotely. Having a US number allows you to accept US dollars without losing any exchange rate. Additionally, you can offer your customers a variety of payment methods.

Open A US Bank Account Anywhere In The World

Open a US Checking Account at Zil.us SaaS Platform from Anywhere in the World

Grow your business faster in the US by setting up a US checking account remotely. Having a US number allows you to accept US dollars without losing any exchange rate. Additionally, you can offer your customers a variety of payment methods.

FREQUENTLY ASKED QUESTIONS

Which is the best alternative for GoBank?

Zil.US offers the best business payment solution experience compared to GoBank. Zil.US offers instant money transfer between accounts, ACH, and wire transactions.

Which bank provides the best business checking account?

Zil.US offers you the best checking account on an all-in-one platform that can accommodate your business payment requirements. The bank also provides the best business checking accounts with wire transfers, ACH, and fast money transactions.

GoBank and Zil.US

GoBank and Zil.US offer customers online checking accounts; GoBank charges a monthly fee of $8.95 for its checking account, which can only be waived by receiving at least $500 in direct deposits each month. On the other hand, Zil.US offers businesses an online checking account with no hidden fees, no maintenance fees, and no minimum deposit fees.

Business Banking vs Personal Banking

A business bank account assists small business owners in managing money within their company. On the other hand, personal banks are not intended for business usage. They assist individuals in holding and managing their personal finances. A business bank usually contains a business checking account that allows you to make payments, move money electronically, and utilize a business card. Zil.US provides the best online payment solution for SMEs, with no minimum deposit and no monthly maintenance costs.

Online Check Writer - Zil.US Banking
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RATING: 4.6 ( 10164 ratings )
Price: $5/Month

Make Business Easy with Zil.US

 

At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.

 

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Online Check Writer

Zil Money

Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

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Copyright 2025 © Zil.US

Disclosures      Privacy Policy       Terms and Conditions        Disclaimer       Cookie policy       Fraud Awareness

Zil.US and OnlineCheckWriter.com (OnlineCheckWriter or OCW) are platforms for products and services provided by Zil Money Corporation. Zil Money is a financial technology company, not a bank. However, we provide banking services through our partnerships with FDIC member banks Texas National Bank and Lincoln Savings Bank. Customers are not directly insured by the FDIC – but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.

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About

Press Center

Help

News

Online Check Writer

Zil Money

Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

Sign Up

Login

Contact

Blog

Copyright 2025 © Zil.US

Disclosures       Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy     Fraud Awareness

Zil.US and OnlineCheckWriter.com (OnlineCheckWriter or OCW) are platforms for products and services provided by Zil Money Corporation. Zil Money is a financial technology company, not a bank. However, we provide banking services through our partnerships with FDIC member banks Texas National Bank and Lincoln Savings Bank. Customers are not directly insured by the FDIC – but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.

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Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

Copyright 2025 © Zil.US

Disclosures     Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy       Fraud Awareness

Zil.US and OnlineCheckWriter.com (OnlineCheckWriter or OCW) are platforms for products and services provided by Zil Money Corporation. Zil Money is a financial technology company, not a bank. However, we provide banking services through our partnerships with FDIC member banks Texas National Bank and Lincoln Savings Bank. Customers are not directly insured by the FDIC – but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.