Sabeer Nelli

Kumar Kushal

Chief Technology Officer
Zil Money

About Kumar Kushal

Kumar Kushal is an accomplished technology leader with over 20+ years of experience in driving strategic innovation and managing large-scale technology initiatives. As the former CTO of Reliance Industries Limited/Jio.com, Kumar has been instrumental in the development of some of India’s most successful digital platforms, including Jiobank.in, JioMart.com, Ajio.com, Amal.com, and JioMoney.com. His deep expertise in AI/ML, blockchain, and cloud infrastructure is pivotal to Zil.US’s technological advancements and its ability to scale operations to meet global demands.

Key Achievements:

  • Jio Platforms: Kumar led the development of Jiobank.in, JioMart.com, AJIO.com, Amal.com, and JioMoney.com, creating scalable and secure platforms that serve millions of users. His work with these platforms has set a new standard for digital banking and e-commerce in India.
  • Reliance Payment Bank: At Reliance Payment Bank, Kumar spearheaded the integration of AI-driven financial services with a secure, scalable infrastructure, significantly enhancing the bank’s ability to deliver innovative financial products.
  • Zil.US Technology Platform: Kumar is currently focused on scaling Zil.US’s technology platform, leveraging advanced AI/ML technologies to create personalized financial products and services. His leadership is driving the development of MPOC-based mobile security systems and NVIDIA-powered AI infrastructure to enhance Zil.US’s security and scalability.
  • Innovation and Scalability: Under Kumar’s guidance, Zil.US is developing a robust, AI-driven technology platform that will enable the company to scale globally and deliver secure, efficient financial services to SMEs.

Vision for Zil.US: Kumar is committed to building a world-class technology infrastructure for Zil.US, one that supports the company’s rapid growth and ensures its position as a leader in SME banking. His strategic goal is to achieve $150 million in revenue and a $100 billion GTV within the next three years, by continuously enhancing Zil.US’s technological capabilities.