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Mercury Bank Alternative

Mercury Bank Alternative Zil.US offers a free business checking account for freelancers, start-ups, and all types of enterprises. This cloud-based payment platform provides instant money transfers between Zil.US accounts, ACH, Wire transfers, check by mail and more.

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Zil.US is a financial technology company, not a bank. Zil.US offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

We are not associated with Mercury Bank. All mentions are for informational purposes only.

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We Offer You the Best

0

initial fee

No initial fees or hidden fees to open an account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your payment journey with zero minimum deposit.

0

initial fee

No initial fees or hidden fees to open account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your Payment journey with zero minimum deposit.

Digital Delight: A Person Jumps with Oversized Coins Against a Backdrop Featuring a Mobile Phone Displaying Digital Tools, Highlighting Mercury Bank Alternative

Digital Tools

Virtual cards and digital wallets help businesses improve the efficiency of online payments. These digital tools offered by Zil.US allow users to handle expense management easily. With virtual cards, businesses can set spending limits and ensure secure transactions for online and offline purchases. Digital wallets simplify the payment process, enabling easy transfers, bill payments, and real-time access to funds.

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SERVICES

Experience the power of next-generation cloud payment solutions at Zil.US SaaS platform, revolutionizing the financial industry

Payment Platform

Enjoy US payment experience online at zero hidden fees and streamline your operations from anywhere, anytime.

ACH

Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs.

Payroll Card

Experience endless convenience, instant access to funds, and enhanced security with Zil.us’s payroll card.

Wire Transfer

Send or receive funds domestically or internationally with the wire transfer service with minimal transaction charges.

Pay by Phone

Send money using your phone number seamlessly and discover the convenience of Zil.us!

Virtual Card

Access your virtual card from your smartphone, just like a physical card, and make secure and simple payments easily.

API

Enhance Services with Virtual and Gift Card APIs! Create unlimited cards and set spending limits. Empower business with Zil.us.

Fee-Free Checking Account

Open an online checking account from your home without worrying about initial fee, maintenance fee or other hidden charges. Excessive fees will drain your accounts no more. Zil.US also allows users to open a US checking account from anywhere in the world. Easily manage your finances by accepting the US dollar.

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A Man Standing Next to a Phone with a Piggy Bank, Exploring Options for a Fee-Free Checking Account with No Deposit Using Mercury Bank Alternative

Easy to Access

High Security

Easy Payment

Two Professionals Shaking Hands in Front of a World Map with Domestic Transactions, Symbolizing Mercury Bank Alternative No Hidden Fees, No Minimum Balance

Domestic Transactions

Domestic payments to vendors and suppliers can be easily managed with Zil.US. The platform supports standard ACH and domestic wire transfer for quick and secure payments. Users can also mail checks directly, enhancing check management. Pay bills and payroll with ease via the flexible payment methods from Zil.US.

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Zil.US Mobile Payment SaaS Solutions

Download the Zil.US mobile app for convenient, secure, and safe managing finance on the go. Access all features and services for your financial needs effortlessly.

International Payments

The international wire transfer option from Zil.US allows businesses to complete global transactions securely. As the Zil.US mobile app is available to users, now you can make payments from your office or on the go. The platform gives you the flexibility to manage international payments anywhere, anytime. Sign up, get verified and start making transactions globally.

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A Map of the World with People Around It, Facilitating Make Affordable International Payments Anywhere in the World. Represent Mercury Bank Alternative

FREQUENTLY ASKED QUESTIONS

What is checking account?

A business checking account is used for day-to-day transactions and expense management. Zil.US allows users to open a free checking account online and make domestic and international payments easily.

How to open a checking account?

You can easily open a checking account with Zil.US. Simply sign up with the platform, submit some basic details and once your info is verified, you can make business payments from any device.

Can I open a checking account online?

Yes, you can open a checking account online free with Zil.US. The cloud based platform supports multiple payment methods like ACH and wire transfer, allowing businesses to handle finances without the hassle of hidden fees.

Checking Account vs Savings Account

A checking account is used for managing daily transactions while a savings account is for saving money over time. You can open a free online business checking account with Zil.US and handle accounts payable easily.

Online Check Writer - Zil.US Banking
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $5/Month

Make Business Easy with Zil.US

 

At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.

 

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Zil.US and OnlineCheckWriter.com (OnlineCheckWriter or OCW) are platforms for products and services provided by Zil Money Corporation. Zil Money is a financial technology company, not a bank. However, we provide banking services through our partnership with FDIC member bank Texas National Bank. Customers are not directly insured by the FDIC – but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

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Copyright 2025 © Zil.US

Disclosures       Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy     Fraud Awareness

Zil.US and OnlineCheckWriter.com (OnlineCheckWriter or OCW) are platforms for products and services provided by Zil Money Corporation. Zil Money is a financial technology company, not a bank. However, we provide banking services through our partnership with FDIC member bank Texas National Bank. Customers are not directly insured by the FDIC – but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

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About

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Copyright 2025 © Zil.US

Disclosures     Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy       Fraud Awareness

Zil.US and OnlineCheckWriter.com (OnlineCheckWriter or OCW) are platforms for products and services provided by Zil Money Corporation. Zil Money is a financial technology company, not a bank. However, we provide banking services through our partnership with FDIC member bank Texas National Bank. Customers are not directly insured by the FDIC – but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.