A business doesn’t mean you need a fancy office, a big team, or a stiff desk chair. These days, all you really need is your phone and a good signal. And if you’ve got Varo Money alternative on your side? You’re golden.
The platform is not your average business payment app. It’s a cloud-based payment software designed for people who hustle from anywhere — your couch, your car, or even the line at the coffee shop. If you’re a freelancer, small business owner, or running a side gig, this one’s built for you.
Start with a Free Business Checking Account
Zil.US makes opening a business account ridiculously simple. No paperwork marathons. No calls with some banker in a suit. You can open a free business checking account in minutes — right from your phone.
- No minimum deposit
- No monthly maintenance fees
- No surprise charges
You can manage your business finances without worrying about hidden fees cutting into your earnings.
Pay Anyone, Anytime — Fast
Need to send a vendor payment while you’re at lunch? No problem. Zil.US supports:
- ACH transfers (great for direct deposit-type payments)
- Wire transfers (domestic and international)
- Instant transfers between Zil.US accounts
You don’t need to wait three days for your money to move. You’re in control, and it happens fast.
Get a Virtual Card — Instantly
One of the best perks? Virtual cards. With Zil.US, you can generate a virtual card in seconds:
- Use it to shop online or in-store
- Set transaction limits to stay on budget
- Cancel or create new cards whenever you want
Whether it’s a subscription, a supply order, or a last-minute purchase, you’re covered.
Manage Multiple Accounts in One Place
Got more than one hustle going on? Zil.US lets you open and manage multiple business checking accounts under one login:
- Separate funds by project, team, or business unit
- Organize your income and expenses
- Avoid mixing personal and business finances
It’s perfect for solo entrepreneurs and teams who need more control.
Digital Wallet and Pay by Phone — All from One App
Zil.US gives you two powerful features that make mobile business even smoother:
Your All-in-One Digital Wallet:
- Access your funds anytime from your phone, tablet, or laptop
- Send and receive payments instantly from a single dashboard
- Manage balances, transactions, and transfers all in one place
- No need to switch apps — everything’s right where you need it
Pay by Phone (Yeah, Really)
- Send money using just the recipient’s mobile number
- No routing numbers, no bank account details needed
- Perfect for contractors, freelancers, and vendor payments
- Fast, secure, and ideal when you’re handling business on the move
Security That Doesn’t Mess Around
We’re not just talking about convenience. Zil.US comes with serious security, including:
- HIPAA compliance
- SOC 1 & SOC 2 certification
- PCI DSS compliance
- GDPR and CCPA compliance
- ISO/IEC certifications
Translation? Your data and money are locked down tight. You can run your business without losing sleep.
Open a US Account from Anywhere
Here’s a killer bonus — Zil.US lets you open a U.S. checking account from anywhere in the world.
That means:
- No need to fly to the U.S.
- Accept payments in U.S. dollars
- Skip high international currency exchange headaches
- Serve U.S. customers with ease
This is huge for digital nomads, international startups, and service providers working with U.S. clients.
One Dashboard, Total Control
Everything you need to run your business is right there in the Zil.US dashboard:
- Track balances
- View transactions
- Manage multiple accounts
- Control virtual and physical cards
- Send and receive payments in real-time
It’s designed to save you time — and help you make smarter money moves on the fly.
Seamless API Integration
Zil.US isn’t just built for business owners — it’s built for builders too. With powerful API integration, you can connect your existing tools, automate your workflows, and bring Zil.US’s payment features directly into your apps or platforms. Whether you’re managing invoices, scheduling payments, or creating virtual cards on demand, the API gives you full control with zero friction. It’s perfect for developers, SaaS companies, or any business looking to scale without manual busywork. Plug it in, power it up, and let the automation do the heavy lifting.
Final Thoughts: Work Wherever You Want
Business in 2025 isn’t about having an office — it’s about having options.
With Zil.US, you can:
- Open an account in minutes
- Send payments from your phone
- Manage expenses in real-time
- Pay employees or vendors on the go
- Keep everything organized in one place
- Feel confident knowing your money is protected
So whether you’re grinding from your kitchen, chilling at the beach, or traveling across the country — your business runs with you.
Ready to break free from old-school transactions? Sign up at Zil.US and run your business straight from your phone.
