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    • ACH/Direct Deposit
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No Overdraft Fee Checking Account

No Overdraft Fee Checking Account from Zil.US allows you to manage your finances without the worry of unexpected charges or penalties. The free checking account ensures that you maintain control over your budget. Zil.US allows you to access your checking account from anywhere at any time. The cloud-based platform offers a free-free checking account with no minimum deposit requirement, no maintenance fees, and no initial fees. Users can make payments in their preferred way with Zil.US. The multiple payment options available on Zil.US are ACH transfers, wire transfers, payroll cards, RTP, etc.

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Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank.

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We Offer You the Best

0

initial fee

No initial fees or hidden fees to open an account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your payment journey with zero minimum deposit.

0

initial fee

No initial fees or hidden fees to open account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your Payment journey with zero minimum deposit.

Open a US Bank Account Anywhere in the World

Open a US Checking Account Anywhere in the World

With Zil.US, you can open a US checking account anywhere in the world. The free-fees checking account can be opened easily with the platform even if you are outside the USA. This helps you grow your business no matter where your geographical location is. Open Your US Checking Account with Zil.US Today!

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SERVICES

Experience the power of next-generation cloud payment solutions at Zil.US SaaS platform, revolutionizing the financial industry

Payment Platform

Enjoy US payment experience online at zero hidden fees and streamline your operations from anywhere, anytime.

ACH

Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs.

Payroll Card

Experience endless convenience, instant access to funds, and enhanced security with Zil.us’s payroll card.

Wire Transfer

Send or receive funds domestically or internationally with the wire transfer service with minimal transaction charges.

Pay by Phone

Send money using your phone number seamlessly and discover the convenience of Zil.us!

Virtual Card

Access your virtual card from your smartphone, just like a physical card, and make secure and simple payments easily.

API

Enhance Services with Virtual and Gift Card APIs! Create unlimited cards and set spending limits. Empower business with Zil.us.

Why Zil.US?

The best checking account provided by Zil.US is completely free. This provides users with unparalleled value and convenience.  The platform offers a checking account with zero initial fee, zero monthly free, and zero minimum deposit requirement. You can also process ACH, wire, and virtual cards with Zil.US.

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An Image of a Bank with the Word 'Zil.US' on It, Highlighting Its Commitment to No Overdraft Fee Banks.

Zil.US Mobile Payment SaaS Solutions

Download the Zil.US mobile app for convenient, secure, and safe managing finance on the go. Access all features and services for your financial needs effortlessly.

Open a US Bank Account Anywhere in the World

All In One Platform

Zil.US offers an all-in-one financial solution to businesses and individuals. The platform’s ACH and wire transfer help businesses increase their financial efficiency. Users can also use the platform to keep track of employee expenses with customizable cards.

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Easy to Access

High Security

Easy Payment

No More Hidden Fees

Zil.US’s business checking account with no initial fees, monthly fees, no minimum balance requirement facilitates financial tasks for businesses of all sizes. The checking account with no monthly and overdraft fee allows you to focus on the growth of your businesses without the stress of any hidden charges. Experience the simplicity and freedom of a fee-free checking account with Zil.US!

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Why Zil.US?

FREQUENTLY ASKED QUESTIONS

What is a checking account?

A checking account handles daily expenses like bills, purchases, etc. With Zil.US, you can open a checking account from anywhere worldwide. The platform offers a completely free checking account with no hidden charge.

Are checking accounts free?

With Zil.US, yes. The platform offers a free-free US checking account free, with no minimum balance, no initial fees, and no maintenance fees.

Where can I open a checking account for free?

You can open a free-free checking account with Zil.US. The platform offers checking accounts that do not require any initial fees or maintenance fees.

Checking Account vs Savings

Checking accounts allows daily transactions and provides easy access to funds. A savings account is used to accumulate funds over time. You can easily open a US business checking account with Zil.US. The platform allows you to access your account from anywhere in the world and also requires no fees.

Zil.US Banking - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $5/Month

Make Business Easy with Zil.US

 

At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.

 

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Online Check Writer

Zil Money

Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

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Copyright 2025 © Zil.US

Disclosures      Privacy Policy       Terms and Conditions        Disclaimer       Cookie policy       Fraud Awareness

Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.

Zil
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About

Press Center

Help

News

Online Check Writer

Zil Money

Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

Sign Up

Login

Contact

Blog

Copyright 2025 © Zil.US

Disclosures       Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy     Fraud Awareness

Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.

Zil
  • Follow
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About

Contact

Blog

Sign Up

Login

Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

Copyright 2025 © Zil.US

Disclosures     Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy       Fraud Awareness

Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.