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Personal Account

Personal Account, the cloud-based platform provides, helps you manage your finances. The platform offers various payment options such as ACH, international and domestic wire transfers, check Mailing, and more. The payment platform is convenient and easy to use and can be accessed from anywhere in the world.

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Zil US powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks.

PCI-DSS  ISO 27001   ISO 2200   ISO 9001  CCPA NIST 800 53HIPPA

We Offer You the Best

0

initial fee

No initial fees or hidden fees to open an account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your payment journey with zero minimum deposit.

0

initial fee

No initial fees or hidden fees to open account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your Payment journey with zero minimum deposit.

Fee-Free Checking Account

Fee-Free Checking Account

Individuals can open a checking account with Zil.US for free. You don’t have to deposit a minimum amount for opening a checking account. Also, there are no monthly fees to be paid and no minimum balance requirements.

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SERVICES

Experience the power of next-generation cloud payment solutions at Zil.US SaaS platform, revolutionizing the financial industry

Payment Platform

Enjoy US payment experience online at zero hidden fees and streamline your operations from anywhere, anytime.

ACH

Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs.

Wire Transfer

Send or receive funds domestically or internationally with the wire transfer service with minimal transaction charges.

Payroll Card

Experience endless convenience, instant access to funds, and enhanced security with Zil.us’s payroll card.

Virtual Card

Access your virtual card from your smartphone, just like a physical card, and make secure and simple payments easily.

API

Enhance Services with Virtual APIs! Create unlimited cards and set spending limits. Empower business with Zil.us.

Open A US Checking Account Anywhere In The World

Grow your business faster in the US by setting up the best business checking accounts anywhere in the world. You can open a US account and enjoy the benefits of US accounts without flying to the US with a Zil.US payment account. A US account allows you to accept US dollars without losing exchange rates. Additionally, you can offer your customers various payment methods and become part of the big business market.

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Open A US Bank Account Anywhere In The World

Zil.US Mobile Payment SaaS Solutions

Download the Zil.US mobile app for convenient, secure, and safe managing finance on the go. Access all features and services for your financial needs effortlessly.

Multiple Bank Accounts

Multiple Checking Accounts

Zil.US simplifies payments by letting customers manage multiple accounts in one place. Users can check balances, transactions, and financial activity from different accounts on a single dashboard. This makes handling finances, transferring funds, making payments, and tracking savings goals easier, giving users more control and flexibility.

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All In One Mobile App

Zil.US transforms financial management by providing a seamless and convenient experience with powerful features. Users can securely manage multiple checking accounts, credit cards, and payment systems through the mobile app, streamlining their financial operations. The software also enables users to set financial goals, analyze spending, and make informed decisions through easy-to-use budgeting and expense monitoring tools.

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All In One Mobile App

FREQUENTLY ASKED QUESTIONS

What is a personal account?

Individuals use a personal account for their own needs, distinct from those used for business purposes. Zil.US, a cloud-based payment platform, provides fee-free checking accounts tailored for individuals and businesses.

What is a business account?

Business accounts are specifically for small businesses to manage payments and purchases, similar to personal accounts for individuals. Zil.US provides a business checking account without hidden fees or minimum balance requirements.

Can I use my personal checking account for business?

While it's possible to use your personal account for business, it's not usually advised. Tracking business transactions and expenses can become challenging. Instead, opt for Zil.US's business checking account with no hidden fees for all your business transactions.

Personal Account and Business Account

Small business owners can use a business checking account to handle company funds. Personal accounts aren't designed for business use since they help individuals manage their personal finances. Zil.US provides a fee-free checking account, enabling users to send and receive through various methods at a lower cost.

Zil.US Banking - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $5/Month

Make Business Easy with Zil.US

 

At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.

 

Call Us Now
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Copyright 2026 © Zil.US

Disclosures      Privacy Policy       Terms and Conditions        Disclaimer       Cookie policy       Fraud Awareness

Zil US powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks, with insurance applying only to eligible deposits. “Zero transaction fees,” cash-back rewards, “instant,” “same-day,” and “in few minutes” payments apply only to qualifying transactions as defined in the Zil Money Terms & Conditions and may depend on cut-off times, corridor availability, network conditions, and compliance reviews. “Up to 90% cost savings” is based on internal comparisons with traditional wire fees in Ripple-supported corridors and may not represent actual results. International and wire transfer times vary by country, receiving banks, and regulatory requirements. Digital checks are provided by Zil Money, not by partner banks; timing depends on recipient banks and postal delivery where applicable. Metrics such as transaction volume, business counts, and bank integrations reflect cumulative totals to date and are not independently audited. Features like bulk payments, reconciliation, integrations, and reporting may vary depending on third-party providers and user setup. Zil Money uses security standards, encryption, and multi-factor authentication to protect transactions. Customer testimonials reflect individual experiences; results will vary. All services are subject to applicable laws, regulations, and the full Zil Money Terms & Conditions on our legal page.

Since this website is not controlled by the partner bank and Zil Money’s privacy and security policies may differ, the partner bank is not responsible for Zil Money’s content, products, services, system availability, or accuracy Info.

“Free” or “no-fee” services are available only to users who maintain a minimum average wallet balance of $10,000. This requirement is part of the wallet deposit policy. If the balance falls below this threshold, applicable fees may be charged.

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About

Press Center

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News

Online Check Writer

Zil Money

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Contact

Blog

Copyright 2026 © Zil.US

Disclosures       Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy     Fraud Awareness

Zil US powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks, with insurance applying only to eligible deposits. “Zero transaction fees,” cash-back rewards, “instant,” “same-day,” and “in few minutes” payments apply only to qualifying transactions as defined in the Zil Money Terms & Conditions and may depend on cut-off times, corridor availability, network conditions, and compliance reviews. “Up to 90% cost savings” is based on internal comparisons with traditional wire fees in Ripple-supported corridors and may not represent actual results. International and wire transfer times vary by country, receiving banks, and regulatory requirements. Digital checks are provided by Zil Money, not by partner banks; timing depends on recipient banks and postal delivery where applicable. Metrics such as transaction volume, business counts, and bank integrations reflect cumulative totals to date and are not independently audited. Features like bulk payments, reconciliation, integrations, and reporting may vary depending on third-party providers and user setup. Zil Money uses security standards, encryption, and multi-factor authentication to protect transactions. Customer testimonials reflect individual experiences; results will vary. All services are subject to applicable laws, regulations, and the full Zil Money Terms & Conditions on our legal page.

Since this website is not controlled by the partner bank and Zil Money’s privacy and security policies may differ, the partner bank is not responsible for Zil Money’s content, products, services, system availability, or accuracy Info.

“Free” or “no-fee” services are available only to users who maintain a minimum average wallet balance of $10,000. This requirement is part of the wallet deposit policy. If the balance falls below this threshold, applicable fees may be charged.

Zil
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About

Contact

Blog

Sign Up

Login

Copyright 2026 © Zil.US

Disclosures     Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy       Fraud Awareness

Zil US powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks, with insurance applying only to eligible deposits. “Zero transaction fees,” cash-back rewards, “instant,” “same-day,” and “in few minutes” payments apply only to qualifying transactions as defined in the Zil Money Terms & Conditions and may depend on cut-off times, corridor availability, network conditions, and compliance reviews. “Up to 90% cost savings” is based on internal comparisons with traditional wire fees in Ripple-supported corridors and may not represent actual results. International and wire transfer times vary by country, receiving banks, and regulatory requirements. Digital checks are provided by Zil Money, not by partner banks; timing depends on recipient banks and postal delivery where applicable. Metrics such as transaction volume, business counts, and bank integrations reflect cumulative totals to date and are not independently audited. Features like bulk payments, reconciliation, integrations, and reporting may vary depending on third-party providers and user setup. Zil Money uses security standards, encryption, and multi-factor authentication to protect transactions. Customer testimonials reflect individual experiences; results will vary. All services are subject to applicable laws, regulations, and the full Zil Money Terms & Conditions on our legal page.

Since this website is not controlled by the partner bank and Zil Money’s privacy and security policies may differ, the partner bank is not responsible for Zil Money’s content, products, services, system availability, or accuracy Info.

“Free” or “no-fee” services are available only to users who maintain a minimum average wallet balance of $10,000. This requirement is part of the wallet deposit policy. If the balance falls below this threshold, applicable fees may be charged.