Personal Checking Account
Personal Checking Account is used by individuals for their own needs, which can help you manage your finances. The platform lets you open a checking account without maintenance fees, monthly fees, or any other hidden fees. Users can easily transfer money hassle-free and quickly with same-day ACH and Wire transfers. You can also conveniently access your accounts via mobile banking anywhere on the platform.
Zil is a financial technology company, not a bank or an FDIC member. Zil offers banking services through partnership with FDIC member banks Silicon Valley Bank, Texas National Bank, and East-West Bank.
We Offer You the Best
0
initial fee
No initial fees or hidden fees to open account with us.
0
maintenance fees
Enjoy hassle-free banking services with no maintenance fees.
0
minimum deposit
Start your banking journey with zero minimum deposit.
0
initial fee
No initial fees or hidden fees to open account with us.
0
maintenance fees
Enjoy hassle-free banking services with no maintenance fees.
0
minimum deposit
Start your banking journey with zero minimum deposit.
Fee-Free Checking Account
Expand your US business swiftly by setting up top-notch business banking accounts from anywhere globally. With a Zil account, you can open a US banking account and reap the advantages of US banking without needing to travel there. This enables you to accept US dollars without worrying about exchange rates. Moreover, you can provide your customers with multiple payment options and tap into the vast US business market.
SERVICES
Experience the power of next-generation cloud banking solutions at Zil US SaaS platform, revolutionizing the banking industry
Banking Platform
Enjoy US banking experience online at zero hidden fees and streamline your operations from anywhere, anytime.
ACH
Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs.
Payroll Card
Experience endless convenience, instant access to funds, and enhanced security with Zil’s payroll card.
Wire Transfer
Send or receive funds domestically or internationally with the wire transfer service with minimal transaction charges.
Pay by Phone
Send money using your phone number seamlessly and discover the convenience of Zil.US!
Gift Card
Effortlessly gift with Zil. Email gift cards to any contact for use at any store. Ideal for all occasions and unlimited recipients.
API
Enhance Services with Virtual and Gift Card APIs! Create unlimited cards and set spending limits. Empower business with Zil.US.
Multiple Banking Accounts
Zil streamlines banking by allowing customers to oversee multiple accounts in one location. Users can monitor balances, transactions, and financial activity across various banks with just one dashboard. This simplifies managing finances and transferring funds, offering users greater control and flexibility.
Zil US Mobile Banking SaaS Solutions
Download the Zil mobile app for convenient, secure, and safe banking on the go. Access all features and services for your banking needs effortlessly.
Business Banking
With the all-in-one cloud-based platform, handling small business finances is simpler than ever. Zil offers various financial services, including business banking accounts and payment methods such as ACH and international wire transfers. You can open a free checking account with no minimum balance or monthly fees, making it crucial for efficiently managing your business finances and transactions.
All-In-One Mobile App
Zil revolutionizes financial management with its user-friendly features, offering a seamless and convenient experience. Users can securely oversee multiple banking accounts, virtual cards, and payment systems through the mobile app, simplifying their financial tasks. The platform also allows users to establish financial goals, track spending, and make informed decisions with accessible budgeting and expense monitoring tools.
FREQUENTLY ASKED QUESTIONS
What is personal bank account?
A personal account is one that a person uses for their own needs. They are different from accounts used for commercial or business purposes. Zil offers fee-free checking accounts for individuals and businesses.
What is a business account?
A business account is a financial account specifically designed for managing the transactions and finances of a business entity. Zil offers a business checking account with no hidden charges or minimum balance requirements.
Can I use my personal bank account for business?
Using your personal account for business is possible, but it is not generally recommended. Use the business checking account from Zil to manage your business transactions and finances.
Business Checking Account vs Personal Checking Account
Small business entrepreneurs can store and manage money generated by their companies with a business bank account. Personal bank accounts are not intended for use in businesses but for individuals' personal use. Zil offers a fee-free checking account without any maintenance fees or hidden fees.
Make Business Easy with Zil
At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.