Zil US powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.

Prohibited Countries, Products & Services

 

Prohibited Countries/Jurisdictions

Zil.US will not originate accounts, send/receive payments or issue cards to persons or businesses from the countries/jurisdictions below:

  • Afghanistan
  • Albania
  • Balkans
  • Barbados
  • Belarus
  • Burkina Faso
  • Burma (Myanmar)
  • Cayman Islands
  • Central African Republic
  • China
  • Congo, Democratic Republic of
  • Cote d’Ivoire (Ivory Coast)
  • Cuba
  • Cyprus
  • Eritrea
  • Ethiopia
  • Gibraltar
  • Haiti
  • Hong Kong
  • Iran
  • Iraq
  • Jamaica
  • Jordan
  • Korea, Democratic People’s Republic of (North Korea)
  • Lebanon
  • Liberia
  • Libya
  • Mali
  • Mozambique
  • Nigeria
  • Panama
  • Philippines
  • Russia
  • Senegal
  • Somalia
  • South Africa
  • South Sudan
  • Sri Lanka
  • Sudan
  • Syria
  • Tanzania
  • Turkey
  • Uganda
  • Ukraine (including the regions of Crimea, Donetsk and Luhansk)
  • United Arab Emirates
  • Venezuela
  • Vietnam
  • Yemen
  • Zimbabwe

       

      BANNED Industries

      These industries are prohibited from using the Zil US platform. A customer identified with a Banned NAICS or MCC code will be blocked at onboarding. A Compliance Officer can override this block with direct communication to the CCO and COO.

      Industry Category NAICS Code(s) MCC(s)
      Money Services Businesses (MSBs) 522291, 522320, 522390, 523160 6010, 6011, 6012, 6050, 6051, 6211
      Cannabis-Related Businesses 111419, 111998, 459991 N/A
      Cryptocurrency / Virtual Currency 523130, 523160, 522320 6051
      Gambling & Gaming 713210, 713290, 721120 7995, 5816
      Adult Entertainment 512290, 711190 5967, 7273
      Third-Party Payment Processors 522320 6012