Simple Bank Alternative
Simple Bank alternative, Zil.US offers a more advanced online payment experience and the best payment options. The platform provides instant money transfers between Zil.USÂ accounts and various payment methods, such as virtual cards, mail checks, ACH, and Wire transfers, at a low cost.
Open a business checking account with Zil.US and enjoy fee-free business payment solutions with no hidden fees.
Zil.US is a financial technology company, not a bank. Zil.US offers banking services through partnerships with FDIC member banks Texas National Bank and Lincoln Savings Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.
We are not associated with Simple Bank. All mentions are for informational purposes only.
  
  
 
  
  
  
  
We Offer You the Best
0
initial fee
No initial fees or hidden fees to open an account with us.
0
maintenance fees
Enjoy hassle-free payment services with no maintenance fees.
0
minimum deposit
Start your payment journey with zero minimum deposit.
0
initial fee
No initial fees or hidden fees to open account with us.
0
maintenance fees
Enjoy hassle-free payment services with no maintenance fees.
0
minimum deposit
Start your Payment journey with zero minimum deposit.
Cost-Effective Checking Account
Zil.US doesn’t charge monthly or annual fees. Users don’t have to pay maintenance fees or minimum deposit charges or don’t need to maintain sufficient fund fees on checking accounts. Additionally, users can create multiple accounts for different purposes.
SERVICES
Experience the power of next-generation cloud payment solutions at Zil.US SaaS platform, revolutionizing the financial industry
Payment Platform
Enjoy US payment experience online at zero hidden fees and streamline your operations from anywhere, anytime.
ACH
Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs.
Payroll Card
Experience endless convenience, instant access to funds, and enhanced security with Zil.us’s payroll card.
Wire Transfer
Send or receive funds domestically or internationally with the wire transfer service with minimal transaction charges.
Pay by Phone
Send money using your phone number seamlessly and discover the convenience of Zil.us!
Virtual Card
Access your virtual card from your smartphone, just like a physical card, and make secure and simple payments easily.
API
Enhance Services with Virtual and Gift Card APIs! Create unlimited cards and set spending limits. Empower business with Zil.us.
One-Stop Solution
Zil.US is a one-stop solution for all your business payment needs. Businesses and individuals can process ACH and check mailing and wire transfers at low transaction fees. You can manage all your financial activities on this all-in-one platform.
Zil.US Mobile Payment SaaS Solutions
Download the Zil.US mobile app for convenient, secure, and safe managing finance on the go. Access all features and services for your financial needs effortlessly.
Your Convenient Business Payments PartnerÂ
Zil.US checking accounts can meet your needs and your budget as you want. You can open a US checking account within minutes of your favorite place and transfer money quickly in the US. Start with no initial or hidden fees, maintenance fees, and zero minimum deposit.
Customizable Cards
Users may customize their payment experience using Zil.US’s Customizable Card. Users may establish spending restrictions with Zil.US’s cloud-based payment platform. Businesses that need to control spending benefit from this degree of customization. Setting spending limitations for each card lets business owners monitor and control employee spending. Businesses may track finances using this tool. Zil.US’s personalized cards may also be used for online transactions, meeting the demands of businesses that buy online. Small companies may improve spending management and financial control with Zil.US’s Customizable Cards.
FREQUENTLY ASKED QUESTIONS
Which is the best alternative for Simple Bank?
Zil.US offers a wide range of online payment services for you. The platform provides the best checking account with instant money transfers, virtual cards, check mail, ACH, and Wire transfers at low cost.
What is a checking account?
A checking account is for everyday transactions, allowing easy deposits and withdrawals. It usually offers lower interest rates compared to savings accounts. Zil.US offers top-notch online payment solutions for small businesses, featuring a no-fee checking account.
How to pay bill?
Simply log in online or use a mobile app connected to your billing account to pay a bill. Select the bill and follow the steps to pay using your preferred method. Zil.US offers a convenient and budget-friendly option for processing payments online.
Checking Account vs Savings Account
A checking account is for day-to-day transactions, offering easy access with features like cards and checks. It's handy for frequent withdrawals and payments. Meanwhile, a savings account is for saving and earning interest, with fewer transaction options. It's good for long-term savings and emergencies.
Make Business Easy with Zil.US
At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.