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    • ACH/Direct Deposit
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US Business Checking Account

US Business Checking Account can be opened from anywhere in the world with the cloud-based platform. No more worries about exchange rates or delays. Access funds and make payments on the move from any device, ensuring smooth financial management. The platform also supports multiple payment options like ACH, wire and check mail.

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Zil US powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks.

PCI-DSS  ISO 27001   ISO 2200   ISO 9001  CCPA NIST 800 53HIPPA

We Offer You the Best

0

initial fee

No initial fees or hidden fees to open an account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your payment journey with zero minimum deposit.

0

initial fee

No initial fees or hidden fees to open account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your Payment journey with zero minimum deposit.

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Manage Multiple Checking Accounts

Open multiple checking accounts to manage finances at no extra cost. Accounts payable and receivable can be handled easily with Zil.US. The checking accounts are totally fee-free – no minimum balance requirements, monthly maintenance fee or hidden charges to worry about. Enjoy greater control over transactions and simplify financial operations.

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SERVICES

Experience the power of next-generation cloud payment solutions at Zil.US SaaS platform, revolutionizing the financial industry

Payment Platform

Enjoy US payment experience online at zero hidden fees and streamline your operations from anywhere, anytime.

ACH

Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs.

Wire Transfer

Send or receive funds domestically or internationally with the wire transfer service with minimal transaction charges.

Payroll Card

Experience endless convenience, instant access to funds, and enhanced security with Zil.us’s payroll card.

Virtual Card

Access your virtual card from your smartphone, just like a physical card, and make secure and simple payments easily.

API

Enhance Services with Virtual APIs! Create unlimited cards and set spending limits. Empower business with Zil.us.

Domestic and International Payments

With payment options including domestic and international wire transfers, users can complete all types of transactions easily with Zil.US. The platform also supports ACH and check mail giving businesses the flexibility they need to meet different requirements. Pay vendors and employees securely with the cloud based software.

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A Map of the World with People Around It, Facilitating Open a US Checking Account Anywhere in the World. Represent

Zil.US Mobile Payment SaaS Solutions

Download the Zil.US mobile app for convenient, secure, and safe managing finance on the go. Access all features and services for your financial needs effortlessly.

Strategic Financial Control: A Woman Sitting on a Stool Next to Payments for Small Business, Emphasizing US Business Checking Account

Modern Financial Tools

Create virtual cards with spending limits for employees or departments and gain better control over spending. Zil.US provides the option to recharge or cancel the cards in a few clicks. You can also use a digital wallet to make secure payments and access all transaction data in real-time. Check the status of all payments and simplify reconciliation from a single platform.

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Easy to Access

High Security

Easy Payment

Mobile App

The Zil.US mobile app makes business payments more efficient and easy. Pay your vendors and suppliers on the go with all the essential tools. Tracking transactions and managing your business accounts also become simple with the app. Monitor account activity from anywhere and always have a clear view of your financial operations.

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FREQUENTLY ASKED QUESTIONS

How to open a business checking account?

You can open a business checking account easily with Zil.US. Simply sign up, provide the necessary business details and after verification, you can start sending and receiving funds.

What do I need to open a business checking account?

You can open a business checking account online with Zil.US for free. All you need to do is upload some documents and proof of identity. Make ACH and wire transfers at affordable costs and easily manage business finances.

Can I use a personal checking account for business?

It would be better to open a separate business checking account to avoid accounting confusion. Zil.US allows users to open multiple checking accounts, making it easy to keep personal and business finances separate.

Checking Account vs Savings Account

A checking account is used for day-to-day transactions while a savings account is for saving money over time. You can open a business checking account online with Zil.US.

Zil.US Banking - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $5/Month

Make Business Easy with Zil.US

 

At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.

 

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Blog

Copyright 2026 © Zil.US

Disclosures      Privacy Policy       Terms and Conditions        Disclaimer       Cookie policy       Fraud Awareness

Zil US powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks, with insurance applying only to eligible deposits. “Zero transaction fees,” cash-back rewards, “instant,” “same-day,” and “in few minutes” payments apply only to qualifying transactions as defined in the Zil Money Terms & Conditions and may depend on cut-off times, corridor availability, network conditions, and compliance reviews. “Up to 90% cost savings” is based on internal comparisons with traditional wire fees in Ripple-supported corridors and may not represent actual results. International and wire transfer times vary by country, receiving banks, and regulatory requirements. Digital checks are provided by Zil Money, not by partner banks; timing depends on recipient banks and postal delivery where applicable. Metrics such as transaction volume, business counts, and bank integrations reflect cumulative totals to date and are not independently audited. Features like bulk payments, reconciliation, integrations, and reporting may vary depending on third-party providers and user setup. Zil Money uses security standards, encryption, and multi-factor authentication to protect transactions. Customer testimonials reflect individual experiences; results will vary. All services are subject to applicable laws, regulations, and the full Zil Money Terms & Conditions on our legal page.

Since this website is not controlled by the partner bank and Zil Money’s privacy and security policies may differ, the partner bank is not responsible for Zil Money’s content, products, services, system availability, or accuracy Info.

“Free” or “no-fee” services are available only to users who maintain a minimum average wallet balance of $10,000. This requirement is part of the wallet deposit policy. If the balance falls below this threshold, applicable fees may be charged.

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About

Press Center

Help

News

Online Check Writer

Zil Money

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Contact

Blog

Copyright 2026 © Zil.US

Disclosures       Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy     Fraud Awareness

Zil US powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks, with insurance applying only to eligible deposits. “Zero transaction fees,” cash-back rewards, “instant,” “same-day,” and “in few minutes” payments apply only to qualifying transactions as defined in the Zil Money Terms & Conditions and may depend on cut-off times, corridor availability, network conditions, and compliance reviews. “Up to 90% cost savings” is based on internal comparisons with traditional wire fees in Ripple-supported corridors and may not represent actual results. International and wire transfer times vary by country, receiving banks, and regulatory requirements. Digital checks are provided by Zil Money, not by partner banks; timing depends on recipient banks and postal delivery where applicable. Metrics such as transaction volume, business counts, and bank integrations reflect cumulative totals to date and are not independently audited. Features like bulk payments, reconciliation, integrations, and reporting may vary depending on third-party providers and user setup. Zil Money uses security standards, encryption, and multi-factor authentication to protect transactions. Customer testimonials reflect individual experiences; results will vary. All services are subject to applicable laws, regulations, and the full Zil Money Terms & Conditions on our legal page.

Since this website is not controlled by the partner bank and Zil Money’s privacy and security policies may differ, the partner bank is not responsible for Zil Money’s content, products, services, system availability, or accuracy Info.

“Free” or “no-fee” services are available only to users who maintain a minimum average wallet balance of $10,000. This requirement is part of the wallet deposit policy. If the balance falls below this threshold, applicable fees may be charged.

Zil
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About

Contact

Blog

Sign Up

Login

Copyright 2026 © Zil.US

Disclosures     Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy       Fraud Awareness

Zil US powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks, with insurance applying only to eligible deposits. “Zero transaction fees,” cash-back rewards, “instant,” “same-day,” and “in few minutes” payments apply only to qualifying transactions as defined in the Zil Money Terms & Conditions and may depend on cut-off times, corridor availability, network conditions, and compliance reviews. “Up to 90% cost savings” is based on internal comparisons with traditional wire fees in Ripple-supported corridors and may not represent actual results. International and wire transfer times vary by country, receiving banks, and regulatory requirements. Digital checks are provided by Zil Money, not by partner banks; timing depends on recipient banks and postal delivery where applicable. Metrics such as transaction volume, business counts, and bank integrations reflect cumulative totals to date and are not independently audited. Features like bulk payments, reconciliation, integrations, and reporting may vary depending on third-party providers and user setup. Zil Money uses security standards, encryption, and multi-factor authentication to protect transactions. Customer testimonials reflect individual experiences; results will vary. All services are subject to applicable laws, regulations, and the full Zil Money Terms & Conditions on our legal page.

Since this website is not controlled by the partner bank and Zil Money’s privacy and security policies may differ, the partner bank is not responsible for Zil Money’s content, products, services, system availability, or accuracy Info.

“Free” or “no-fee” services are available only to users who maintain a minimum average wallet balance of $10,000. This requirement is part of the wallet deposit policy. If the balance falls below this threshold, applicable fees may be charged.