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Varo Money Alternative

Varo Money is an American-based online bank that provides checking and savings accounts through its mobile app. Zil.US provides free instant money transfers between Zil.US accounts and ACH and Wire transfers and Check mailing at a lower cost. The platform offers a free checking account with no initial fee and minimum balance requirements. Also, Zil.US does not charge any monthly maintenance fees.

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Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank.

We are not associated with Varo Money. All mentions are for informational purposes only.

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We Offer You the Best

0

initial fee

No initial fees or hidden fees to open an account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your payment journey with zero minimum deposit.

0

initial fee

No initial fees or hidden fees to open account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your Payment journey with zero minimum deposit.

Virtual Card

Virtual Card

Unlike Varo Bank, Zil.US offers a virtual card that you can use instantly after applying. There is no need to wait to use your card. Apply for it, add it to your smartphone or smartwatch, and use it right away. You can also set transaction limits and use multiple cards for a single account. Virtual cards are one way to spend more securely and safely. You can shop online or at any merchants that accept Visa cards and contactless payment.

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Why Zil.US?

Zil.US is a modern payment platform that offers a wide range of features. The platform provides instant virtual visa cards, corporate expense cards, and recurring payments. At the same time, Varo Bank only offers online banking services.

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Varo Bank Alternative: a Hand Holding a Smartphone with Payment Icons Around It, Offering the Flexibility to Pay and Get Paid by ACH, Wire, and Check Mailing as an Alternative to Varo Bank.
Virtual Card

All In One Platform

Zil.US offers a complete solution that meets all your business’s requirements. Along with payment solutions, businesses can use a lot of additional features, all in one place. These include ACH payments, Wire transfers, payroll management, Checks by mail, and more.

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Optimized for Your Needs: Best Payment Software For Small Business

Zil.US is the best payment software for small businesses because it has a lot of great features that make doing business easier. It is very convenient because there are no monthly fees or minimum amount requirements. You can get to your business checking account from anywhere at any time.

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Varo Bank Alternative: A Woman Standing Next to a Phone with the Word Zil.US, Highlighting It as an Alternative Option to Varo Bank for Financial Services.

Open a US Checking Account at Zil.us SaaS Platform from Anywhere in the World

Grow your business faster in the US by setting up a US checking account remotely. Having a US number allows you to accept US dollars without losing any exchange rate. Additionally, you can offer your customers a variety of payment methods.

Open A US Bank Account Anywhere In The World

Open a US Checking Account at Zil.us SaaS Platform from Anywhere in the World

Grow your business faster in the US by setting up a US checking account remotely. Having a US number allows you to accept US dollars without losing any exchange rate. Additionally, you can offer your customers a variety of payment methods.

FREQUENTLY ASKED QUESTIONS

How to open a small business checking account?

You can easily open a small business checking account online on Zil.US, the cloud-based payment platform. You must add your business and personal info, upload business documents and a government ID, and wait for verification.

What is the best small business checking account?

Zil.US provides a free checking account with no monthly fees and minimum balance requirement. The platform offers instant money transfers for free and ACH and Wire transfers at a lower cost.

How many business checking accounts should I have?

Multiple business checking accounts can be opened. You are not limited to just one checking or savings account. Zil.US, the cloud-based payment platform, allows businesses to create small business checking accounts online easily.

Checking vs Savings Account

You can access your money for daily use with a checking account. Meanwhile, you can save money in a savings account. Checking accounts are generally transactional.

Online Check Writer - Zil.US Banking
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RATING: 4.6 ( 10164 ratings )
Price: $5/Month

Make Business Easy with Zil.US

 

At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.

 

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Zil Money

Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

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Copyright 2025 © Zil.US

Disclosures      Privacy Policy       Terms and Conditions        Disclaimer       Cookie policy       Fraud Awareness

Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.

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Press Center

Help

News

Online Check Writer

Zil Money

Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

Sign Up

Login

Contact

Blog

Copyright 2025 © Zil.US

Disclosures       Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy     Fraud Awareness

Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.

Zil
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About

Contact

Blog

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Login

Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.

Copyright 2025 © Zil.US

Disclosures     Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy       Fraud Awareness

Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.