Visa Online Gift Card

Visa Online Gift Card can be instantly delivered to anyone on your contact list via email. With this virtual card, the recipients can make purchases at any store that accepts the gift cards. Businesses can send Visa gift cards to clients or employees for any occasion without any recipient limit.

Zil is a financial technology company, not a bank or an FDIC member. Zil offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

We Offer You the Best


initial fee

No initial fees or hidden fees to open an account with us.


maintenance fees

Enjoy hassle-free payment services with no maintenance fees.


minimum deposit

Start your payment journey with zero minimum deposit.


initial fee

No initial fees or hidden fees to open account with us.


maintenance fees

Enjoy hassle-free payment services with no maintenance fees.


minimum deposit

Start your Payment journey with zero minimum deposit.

Safe and Simple Banking

Safe and Simple Payment Solution

Zil is ideal for making secure and safe online payments. The card acts the same way as a physical card without needing a physical card. You can carry your card to any store that accepts it. The card can also be recharged if needed.


Experience the power of next-generation cloud payment solutions at Zil US SaaS platform, revolutionizing the financial industry

Payment Platform

Enjoy US payment experience online at zero hidden fees and streamline your operations from anywhere, anytime.


Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs.

Payroll Card

Experience endless convenience, instant access to funds, and enhanced security with Zil’s payroll card.

Wire Transfer

Send or receive funds domestically or internationally with the wire transfer service with minimal transaction charges.

Pay by Phone

Send money using your phone number seamlessly and discover the convenience of Zil.US!

Gift Card

Effortlessly gift with Zil. Email gift cards to any contact for use at any store. Ideal for all occasions and unlimited recipients.


Enhance Services with Virtual and Gift Card APIs! Create unlimited cards and set spending limits. Empower business with Zil.US.

Mobile Payments

Zil’s mobile app lets you manage your finances from anywhere. The iOS and Android apps have several features to help you manage your accounts on the move. With the app, you can check balances and transaction history, transfer funds, and pay bills. Zil mobile app makes managing funds easy and safe.

Mobile Banking

Zil US Mobile Payment SaaS Solutions

Download the Zil mobile app for convenient, secure, and safe managing finance on the go. Access all features and services for your financial needs effortlessly.

Debit Card

Debit Card

Zil offers checking account holders a debit card for safe access to funds. The card can be used for online, in-store, and ATM purchases and has various functions. The Zil mobile app can lock and unlock the card for security. The debit card is convenient, with no annual fee.


Fee-Free Checking Account

Zil provides a free checking account without monthly fees or minimum balance requirements. Users can manage their money without worrying about extra charges. The account includes free tools like bill payment, mobile deposit, and e-statements, making it a cost-effective choice for those seeking fee-free payment solution.

Fee-Free Checking Account


How to use a virtual card?

A Visa virtual debit card functions like a regular card for online and contactless in-store shopping, and it can be sent to anyone in your contacts through email.

How does a Visa gift card work?

Zil's activated Visa gift cards work just like cash, allowing you to buy things wherever Visa is accepted, online or in stores.

Can you use virtual card in store?

Yes. With Zil, you can easily make contactless online payments, including in-store purchases, using a virtual card.

Visa Gift Card vs Debit Card

Visa virtual gift cards from Zil can't be used for cash withdrawals and usually can't be reloaded. However, Zil debit cards enable both purchases and cash withdrawals from ATMs and banks.

Zil Banking - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $5/Month

Make Business Easy with Zil


At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.