In 2025, more users are exploring options that align closely with their business needs, especially when it comes to flexibility, cost-efficiency, and variety in payment methods. Business owners and freelancers, in particular, are turning to platforms that offer features tailored to their unique workflows and daily operations. If you’ve been wondering if there’s something that better fits your business needs, let’s break it down. Below is a simple, feature-by-feature comparison that shows why this chime alternative is becoming the go-to choice for modern users.

ACH, Wire, Virtual Cards, and More – All Under One Roof 

Need more than just sending money? Zil US is a full-fledged business payment hub built for real work—not just convenience. 

• ACH transfers 
• Wire transfers 
• Virtual cards for fast payments 
• Real-time transfers between Zil US accounts 

Pay suppliers, split team expenses, or set up a card just for subscriptions— the platform puts all your tools in one place. Designed for scaling companies and serious transactions, this platform helps you move money with confidence. And the best part? You’re not limited to one method. Use whatever fits your need at that moment—without switching between multiple services. 

Multiple Checking Accounts—Without a Single Fee 

Need separate accounts for payroll, taxes, and operations? Zil US lets you open and manage multiple US checking accounts—no monthly fees, no minimum balance, and no surprise charges. No more switching between platforms or moving funds around just to keep track of where your money’s going. It’s all organized, all in one dashboard. 

Open a US Checking Account—From Anywhere in the World 

Here’s where Zil US really stands out. The platform allows individuals and companies across the globe to open US checking accounts—online, without any in-person requirements. All you need is a device and a few minutes. No branch visits. No messy paperwork. No need to be physically present in the U.S. 

Perfect for: 

• Global freelancers getting paid in USD 
• Non-US startups entering the US market 
• Expats and international consultants 

It’s fast, easy, and built for modern businesses—wherever they are. 

Create and Use Multiple Virtual Cards 

Generate virtual cards for subscriptions, vendor payments, or staff purchases. Set your own spending limits, monitor transactions in real time, and pause or cancel cards whenever needed. Stay in control of every dollar—perfect for managing team expenses, staying organized, and avoiding fraud. Need a new card for a new project? Just generate it in seconds. No waiting. No paperwork. Just click, customize, and use. 

Send Money Across the Street or Across the World 

Need to send money across borders or handle urgent payments within the U.S.? Zil US has both options covered. 

Use international wire transfers to pay global suppliers—quickly and affordably. 

Choose domestic wire transfers for fast, same-day payments across the country when time is critical. 

The platform gives you full visibility—track every transfer right from your dashboard and stay in control of your payments at all times. 

User-Friendly Dashboard That Does More 

A clean look is great—but functionality matters more. Zil US offers a powerful, intuitive dashboard where you can: 

• View all your accounts and transactions 

• Create and use virtual cards 

• Make ACH or wire transfers 

• Access your accounts across devices 

It’s not just about the design—it’s about what you can actually get done. 

100% Digital. 100% Secure. 

Zil US is fully digital—and built for serious security. 

The platform offers: 

• Advanced encryption standards 
• 2FA (two-factor authentication) 
• Secure access controls 
• Continuous monitoring for fraud protection 

Handling personal expenses or sending thousands in business payments? Your money stays protected, and you get peace of mind every step of the way. 

Designed for Entrepreneurs and Growing Businesses 

Basic money tools work when you’re just starting out. But as your business grows, you need more flexibility, control, and professional-grade features. Zil US is built for users who are ready to take payments, transfers, and expense tracking to the next level. 

Perfect for: 

• Freelancers tired of payment delays 
• Startups scaling their back office 
• Small businesses juggling multiple payees 
• Remote workers with global clients 
• Creators needing smart money tools 

Zil US Isn’t Just an Alternative—It’s an Upgrade 

If you’re using a basic platform that only covers the essentials, it might seem fine for now. But when you’re ready to take real control of your money, access smarter tools, and save on fees, Zil US is the better choice. Why settle for “just enough” when you can have business-ready features, zero-fee accounts, global access, smarter payment options, and everything in one clean, easy-to-use dashboard? The future of payments isn’t just digital—it’s flexible, fast, and built entirely around you. That’s what the platform delivers, and that’s why smart users are switching in 2025.