Digital Virtual Cards
Zil US powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank.
![]()
![]()
We Offer You the Best
0
initial fee
No initial fees or hidden fees to open an account with us.
0
maintenance fees
Enjoy hassle-free payment services with no maintenance fees.
0
minimum deposit
Start your payment journey with zero minimum deposit.
0
initial fee
No initial fees or hidden fees to open account with us.
0
maintenance fees
Enjoy hassle-free payment services with no maintenance fees.
0
minimum deposit
Start your Payment journey with zero minimum deposit.
All-In-One Platform for All Your Business Needs
Zil.US provides various financial services for businesses. You can open a fee-free checking account and send ACH and wire transfers at lower costs. Instant digital virtual cards are available for purchases from stores that accept them. Also, the corporate expense card allows businesses to set a budget for each card and give it to employees for company purposes.
SERVICES
Experience the power of next-generation cloud payment solutions at Zil.US SaaS platform, revolutionizing the financial industry
Payment Platform
Enjoy US payment experience online at zero hidden fees and streamline your operations from anywhere, anytime.
ACH
Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs.
Wire Transfer
Send or receive funds domestically or internationally with the wire transfer service with minimal transaction charges.
Payroll Card
Experience endless convenience, instant access to funds, and enhanced security with Zil.us’s payroll card.
Virtual Card
Access your virtual card from your smartphone, just like a physical card, and make secure and simple payments easily.
API
Enhance Services with Virtual APIs! Create unlimited cards and set spending limits. Empower business with Zil.us.
Corporate Expense Card
Zil.US’s corporate expenses card makes managing staff spending easy. It helps businesses control expenses and track transactions instantly. Employees can use the card for business expenses like travel and supplies without needing cost reports or reimbursements. Zil.US’s expense card simplifies cost management, prevents fraud, and saves time and money.
Free Virtual Card
Zil.US offers a free virtual card that functions like a physical card. It’s convenient for managing digital business spending online and making contactless in-store payments. It’s safe, user-friendly, and enables mobile payments.
FREQUENTLY ASKED QUESTIONS
How to use virtual card online?
You can use a virtual card to make online purchases or pay for services easily. Select the option to pay with a virtual card at checkout, enter virtual card details and complete the purchase. Zil.US allows you to send virtual cards to customers through email with a few clicks.
Can a virtual card be used online?
Yes, virtual cards can be used online at many retailers. They are often accepted as a form of payment during the checkout process, just like credit or cards. Zil.US is a payment platform that allows you to simplify your gifting process by sending virtual cards easily.
Does virtual card expire?
Yes, virtual cards can expire but they usually remain valid for at least five years after the time it was first activated. You can now send electronic virtual card to anyone on your contact list with Zil.US via email.
Virtual Card vs Expense Card
Virtual cards are used as a gift for your employees or customers while a card is used for general spending. You can easily send online virtual cards preloaded with a specific amount to anyone on your contact list with Zil.US.
Make Business Easy with Zil.US
At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.






