ACH
ACH (Automated Clearing House) is the U.S. financial network used for electronic payments and money transfers. You can experience quick ACH payments on Zil, an official member of NACHA, which regulates ACH payments. With the recurring ACH facility, you can make regular direct deposits to your payees or collect direct payments from clients before due dates.
Pay and get paid by ACH transfers anytime, anywhere through computers, tablets, or smartphones.
Zil is a financial technology company, not a bank or an FDIC member. Zil offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.
We Offer You the Best
0
initial fee
No initial fees or hidden fees to open an account with us.
0
maintenance fees
Enjoy hassle-free payment services with no maintenance fees.
0
minimum deposit
Start your payment journey with zero minimum deposit.
0
initial fee
No initial fees or hidden fees to open account with us.
0
maintenance fees
Enjoy hassle-free payment services with no maintenance fees.
0
minimum deposit
Start your Payment journey with zero minimum deposit.
What is ACH?
ACH stands for Automated Clearing House. It is a U.S. financial network that helps people to make electronic payments and money transfers. ACH transfers money from one bank to another over a secure network run by NACHA. When you use Zil, you can experience faster ACH processing and other benefits for your business checking account.
SERVICES
Experience the power of next-generation cloud payment solutions at Zil US SaaS platform, revolutionizing the financial industry
Payment Platform
Enjoy US payment experience online at zero hidden fees and streamline your operations from anywhere, anytime.
ACH
Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs.
Payroll Card
Experience endless convenience, instant access to funds, and enhanced security with Zil’s payroll card.
Wire Transfer
Send or receive funds domestically or internationally with the wire transfer service with minimal transaction charges.
Pay by Phone
Send money using your phone number seamlessly and discover the convenience of Zil.US!
Gift Card
Effortlessly gift with Zil. Email gift cards to any contact for use at any store. Ideal for all occasions and unlimited recipients.
API
Enhance Services with Virtual and Gift Card APIs! Create unlimited cards and set spending limits. Empower business with Zil.US.
NACHA Membership
ACH payment processing, called direct payments, allows for electronic bill settlement. It lets funds move securely from your checking or savings account to another bank digitally. NACHA oversees these transfers, ensuring a regulated and secure process.
Zil US Mobile Payment SaaS Solutions
Download the Zil mobile app for convenient, secure, and safe managing finance on the go. Access all features and services for your financial needs effortlessly.
Advantages of ACH Payment
ACH (Automated Clearing House) is a digital payment system in the US that simplifies fund transfers between bank accounts, making them easy, fast, and affordable. Zil prioritizes safety with firm encryption for your personal data, providing secure and convenient automated payments. NACHA closely monitors ACH for smooth operations. While payments typically take 1-2 days, Zil offers same-day processing on the same business day.
All-In-One Platform
Zil offers cloud-based payment services tailored for businesses. You can easily open a fee-free checking account with no minimum balance needed. The platform also efficiently handles employee expenses with customizable corporate expense cards. Zil supports various payment methods, including ACH, mail checks, wire transfers, and virtual cards.
FREQUENTLY ASKED QUESTIONS
What is ACH?
ACH stands for Automated Clearing House, the U.S. financial network managed by NACHA for electronic payments and transfers. With Zil, you can enjoy faster ACH processing and other perks for your business checking account.
What is ACH transfer?
ACH transfers in the United States are electronic bank-to-bank payments facilitated by the ACH network (Automated Clearing House). This system, managed by the National Automated Clearing House Association (NACHA), efficiently directs funds from one bank to another. Utilize the Zil ACH feature to effortlessly manage regular payments to your payees or collect payments from clients hassle-free.
How long does ACH transfer take?
An ACH transfer is typically delivered and settled in a few business days. Zil, an official member of NACHA, offers customers same-business-day ACH transactions on its platform.
ACH vs Wire
The main difference between ACH and wire transfer is that wire transfers can only push money, while ACH is used to both push and pull money. ACH typically takes longer to credit than a wire transfer, which transfers bigger sums of money. Wire transfers have a higher transaction fee percentage than ACH. With Zil, businesses can make transactions through ACH and wire at affordable costs.
Make Business Easy with Zil
At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.