Free Business Checking Account
Free Business Checking Account without monthly fees and minimum balance requirements can transform your business growth. Access your business checking account anytime, anywhere, without hidden fees. With the cloud-based software, users can make ACH and wire transfers at affordable rates. Open a business checking account online with the platform today and enjoy fee-free business transactions.
Zil.US is a financial technology company, not a bank. Zil.US offers banking services through a partnership with FDIC member bank Texas National Bank. Customers are not directly insured by the FDIC - but through the coverage of the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.
  
  
 
  
  
  
  
We Offer You the Best
0
initial fee
No initial fees or hidden fees to open an account with us.
0
maintenance fees
Enjoy hassle-free payment services with no maintenance fees.
0
minimum deposit
Start your payment journey with zero minimum deposit.
0
initial fee
No initial fees or hidden fees to open account with us.
0
maintenance fees
Enjoy hassle-free payment services with no maintenance fees.
0
minimum deposit
Start your Payment journey with zero minimum deposit.
Open Fee-Free Checking Account Instantly
Experience limitless transactions and endless earnings with Zil.US’s comprehensive range of features. Open a business checking account with no hidden charges or monthly fees. Enjoy smooth banking and take control of your finances with ease.
SERVICES
Experience the power of next-generation cloud payment solutions at Zil.US SaaS platform, revolutionizing the financial industry
Payment Platform
Enjoy US payment experience online at zero hidden fees and streamline your operations from anywhere, anytime.
ACH
Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs.
Payroll Card
Experience endless convenience, instant access to funds, and enhanced security with Zil.us’s payroll card.
Wire Transfer
Send or receive funds domestically or internationally with the wire transfer service with minimal transaction charges.
Pay by Phone
Send money using your phone number seamlessly and discover the convenience of Zil.us!
Virtual Card
Access your virtual card from your smartphone, just like a physical card, and make secure and simple payments easily.
API
Enhance Services with Virtual and Gift Card APIs! Create unlimited cards and set spending limits. Empower business with Zil.us.
Open a Checking Account from Anywhere in the World
Accelerate your business growth in the US by opening a US checking account online—no need to travel. You can smoothly accept US dollars and avoid currency exchange losses with a US checking account. Businesses can provide their customers with multiple payment options, ensuring they capture every opportunity in the market.
Zil.US Mobile Payment SaaS Solutions
Download the Zil.US mobile app for convenient, secure, and safe managing finance on the go. Access all features and services for your financial needs effortlessly.
Customized Expense Card for Maximum Control
Take charge of your spending with Zil.US’s customizable expense card. Set spending limits, define categories, or temporarily deactivate the card to align with your financial goals. This powerful feature helps you budget effectively, manage expenses, and avoid overspending, giving you the financial flexibility and peace of mind you need.
Easy to Access
High Security
Easy Payment
A Platform With Safety and Simplicity
Experience secure and simple transactions with Zil.US. The virtual card offers a safer way to make online payments, reducing the risk of fraud. Store your card on your phone or smartwatch for easy access, and use Zil.US’s mobile app to lock your card temporarily for added security. With the platform, digital financial services are both secure and effortless.Â
FREQUENTLY ASKED QUESTIONS
Are checking accounts free?
Zil.US provides free online checking accounts with no maintenance and no hidden charge. With no initial deposit, one can easily and instantly open a free online checking account.
Can I open a business checking account online?
With Zil.US, you can open a business checking account online for free. The platform provides robust security, which reduces the risk of fraud. Users can access their checking accounts from anywhere at any time.
What do I need to open a checking account?
To open a checking account, you need to provide an SSN and a valid, government-issued photo ID, such as a passport, driver's license, or state or military ID. With Zil.US, you can instantly and easily open a checking account without an initial deposit.
Business Checking Account vs Personal
A business checking account is designed to manage a company's finances, offering features like higher transaction limits, employee access, and business-related services. In contrast, a personal checking account is meant for individual use, handling everyday personal expenses with fewer fees and simpler features. Zil.US provides both online business and checking accounts free of charge.
Make Business Easy with Zil.US
At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.