Free Virtual Debit Card: A New Weapon Against Physical Card Payment Frauds

Dec 24, 2024 | Debit Card

Zil.US is a financial technology company, not a bank or an FDIC member. Zil.US offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

Businesses can have a free virtual debit card instead of physical cards and secure their finances without extra equipment.

Are you having a small business in the U.S.? You’ve got enough on your plate—managing stock, keeping customers happy, and rushing to make money. And the last thing you get? Getting hit with card payment fraud. It’s like simply handing over your money to a ghost! That’s where free virtual debit cards come in, like a superhero for your business. They’re simple, secure, and built to keep your finances locked up tighter.

What are Virtual Cards?

Zil.US offers free virtual debit cards for businesses and individuals to make safe and secure online transactions. A free virtual debit card functions exactly like a physical debit card and can be conveniently stored on your smartphone. The platform allows you to manage daily digital business spending online and fund the cards via a digital wallet or checking account. Users can instantly generate virtual cards to make online payments and enjoy contactless transactions in-store. The software enables you to pay directly from your smart gadget without visiting a financial institution.

Corporate Expense Card for Employee Spending

Suppose your employee needs funds to manage the business. Do you feel uncomfortable handing over the company credit card? Corporate expense cards can help you: 

Zil.US allows you to create virtual cards for employees without giving them direct access to business accounts. Users can create customizable cards instantly with names printed on them. The platform allows users to set spending limits; for example, users can set monthly limits or limits per transaction. The card owner can activate, deactivate, reactivate and fund them whenever needed.

How to Fund Corporate Expense Card?

The platform allows you to fund virtual cards easily without long processes. Even if it’s not business banking hours, users can transfer money to cards. Through an online checking account and digital wallet, one can easily charge corporate expense cards.

Online Checking Accounts

Zil.US offers online checking accounts for businesses and individuals to manage payments and funds single-handedly from a single interface.

  • The platform allows you to open a free checking account online with no minimum balance, no deposit requirement, and zero monthly fees.
  • Users can enjoy the convenience of managing finances effectively with affordable ACH and wire transfers available whenever and wherever they need them.
  • Users can easily open and manage multiple business and personal checking accounts without additional fees. The feature allows you to create and control numerous accounts in one place.
  • The platform allows you to conduct unlimited transactions simultaneously from anywhere.
  • The software lets you set up a US checking account from anywhere worldwide and manage or develop your business remotely. Users can avoid costly foreign exchange fees with Zil.US’s online US account.

    Digital Wallet

    The all in one platform offers a digital wallet feature that allows you to store and manage funds securely. Businesses and individuals can easily add and take funds from the digital wallet and have flexible payment methods to handle business expenses.

    • The platform gives the user flexible payment options. You can pay from the wallet via ACH, wire transfer, virtual card, or check mail at affordable transaction costs.
    • Users can fund the wallet easily through ACH or wire transfer without any limitation or restriction.
    • The software offers security features like encryption and multi-factor authentication to protect funds and payments.
    • Using the digital wallet’s instant payment facility, users can guarantee quick payment of bills to partners and vendors around the globe.

    Why Virtual Cards are Safer than Physical Cards?

    Physical cards are similar to keeping cash in your wallet—you really risk losing it. Virtual debit cards introduce a whole new dimension of safety into the game.

    Unique for Every Use: Virtual cards create unique card numbers for every transaction or vendor. Users do not have to worry about a stolen card number being used all over the web.

    Controlled Spending: The platform allows you to set limits on spending or restrict the card to specific vendors. You’re the boss, and the card only does what you allow it to.

    No Card in Your Pocket, No Card to Steal: Virtual cards exist completely online, so there’s nothing to steal or replicate.

    Quick Freeze Option: The user can freeze or delete the card at any point in case the person discovers fraudulent activity against their card.

    Conclusion

    Free virtual debit cards, corporate expense cards, and features like online checking accounts and digital wallets make managing business finances easier. The virtual cards offer unique card numbers, spending controls, and instant funding. Users can protect their money, track employee spending, and handle payments from anywhere. Zil.US offers these solutions to keep business running smoothly while saving time and reducing stress.

    Get in Touch

    (408) 775-7720

    Make a call directly with our customer support team to make it instantly.

    support@zil.us

    Mail to us to solve any queries you have with Zil US.

    111 N Market St, San Jose, CA 95113

    Po Box 6543, Tyler TX 75711

    You May Also Like…