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Send Money Online Instantly

Send Money Online Instantly with the cloud-based payment platform. You can send money to your payees via ACH, Wire, or other preferred payment methods. In addition, you can now process international wire transfers at a much lower cost. Businesses can use the all-in-one payment platform for all financial transactions.
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Zil US powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank.

PCI-DSS  ISO 27001   ISO 2200   ISO 9001  CCPA NIST 800 53HIPPA

We Offer You the Best

0

initial fee

No initial fees or hidden fees to open an account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your payment journey with zero minimum deposit.

0

initial fee

No initial fees or hidden fees to open account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your Payment journey with zero minimum deposit.

One-Stop Solution

One-Stop Solution

Zil.US’s free business checking account provides payment services to meet all your business needs. Manage business costs using the platform with corporate expense cards. You can pay employees, invoices, bills and other business expenses using various methods like ACH and wire.

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SERVICES

Experience the power of next-generation cloud payment solutions at Zil.US SaaS platform, revolutionizing the financial industry

Payment Platform

Enjoy US payment experience online at zero hidden fees and streamline your operations from anywhere, anytime.

ACH

Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs.

Wire Transfer

Send or receive funds domestically or internationally with the wire transfer service with minimal transaction charges.

Payroll Card

Experience endless convenience, instant access to funds, and enhanced security with Zil.us’s payroll card.

Virtual Card

Access your virtual card from your smartphone, just like a physical card, and make secure and simple payments easily.

API

Enhance Services with Virtual APIs! Create unlimited cards and set spending limits. Empower business with Zil.us.

Get a Customized Expense Card for Cost Management

Zil.US provides customized expense cards to small businesses to control employee cost management. The companies can offer multiple cards to employees that can manage and customize to specific expenses like shopping and gas. Each employee receives their own card instead of sharing, and payments are based on each individual’s budget within the team. Additionally, businesses can provide multiple cards to employees with preset spending limits.

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Get a Customized Expense Card for Cost Management

Zil.US Mobile Payment SaaS Solutions

Download the Zil.US mobile app for convenient, secure, and safe managing finance on the go. Access all features and services for your financial needs effortlessly.

Enhanced Financial Management

Enhanced Financial Management

Zil.US’s online payment platform is tailored for freelancers, startups, and modern businesses, providing diverse financial management features. It enables users to connect easily with others, facilitates fast money transfers through ACH and wire transfers, streamlines transactions, reduces risks, and enhances productivity for freelancers, startups, and contemporary enterprises.

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Cross Platform Support

Zil.US provides a seamless user experience across different devices and operating systems. You can conveniently manage your funds using your smartphone, tablet, or desktop computer. With the mobile app available for download on various devices, users can easily perform financial tasks such as checking balances, making payments, transferring money, and accessing other services from anywhere. This flexibility caters to Zil.US consumers’ diverse needs and preferences, making payments convenient and accessible.

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A Man Sitting in Front of a Laptop and a Mobile Phone, Ready to Send Money Online Instantly.

FREQUENTLY ASKED QUESTIONS

What is ACH transfer?

ACH transfers are electronic payments between banks in the United States using the ACH network. This system efficiently moves funds from one bank to another through a centralized system managed by the National Automated Clearing House Association (NACHA). Zil.US provides ACH services at reasonable rates.

Can a card receive money?

If the sender has the payee's card and account details, they can instantly send money to the card. Zil.US allows businesses to quickly send money online to their payees' cards with just a few clicks.

How to send money to a card?

Zil.US allows businesses to send money online instantly to cards. You can send money to a card through online services, linking your card and transferring funds to the recipient's card.

ACH Transfer vs Wire

ACH transfers are electronic transfers between banks within the United States, typically used for direct deposits, bill payments, and other routine transactions, with lower fees and longer processing times than wires. Wires, on the other hand, are faster, more expensive transfers that move funds directly between financial institutions and are often used for urgent or large transactions. Zil.US offers affordable ACH and international and domestic wire transfers.

Zil.US Banking - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $5/Month

Make Business Easy with Zil.US

 

At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.

 

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Copyright 2026 © Zil.US

Disclosures      Privacy Policy       Terms and Conditions        Disclaimer       Cookie policy       Fraud Awareness

Zil US powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank, with insurance applying only to eligible deposits. “Zero transaction fees,” cash-back rewards, “instant,” “same-day,” and “in few minutes” payments apply only to qualifying transactions as defined in the Zil Money Terms & Conditions and may depend on cut-off times, corridor availability, network conditions, and compliance reviews. “Up to 90% cost savings” is based on internal comparisons with traditional wire fees in Ripple-supported corridors and may not represent actual results. International and wire transfer times vary by country, receiving banks, and regulatory requirements. Digital checks are provided by Zil Money, not by partner banks; timing depends on recipient banks and postal delivery where applicable. Metrics such as transaction volume, business counts, and bank integrations reflect cumulative totals to date and are not independently audited. Features like bulk payments, reconciliation, integrations, and reporting may vary depending on third-party providers and user setup. Zil Money uses security standards, encryption, and multi-factor authentication to protect transactions. Customer testimonials reflect individual experiences; results will vary. All services are subject to applicable laws, regulations, and the full Zil Money Terms & Conditions on our legal page.

Since this website is not controlled by the partner bank and Zil Money’s privacy and security policies may differ, the partner bank is not responsible for Zil Money’s content, products, services, system availability, or accuracy Info.

“Free” or “no-fee” services are available only to users who maintain a minimum average wallet balance of $10,000. This requirement is part of the wallet deposit policy. If the balance falls below this threshold, applicable fees may be charged.

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About

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Help

News

Online Check Writer

Zil Money

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Contact

Blog

Copyright 2026 © Zil.US

Disclosures       Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy     Fraud Awareness

Zil US powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank, with insurance applying only to eligible deposits. “Zero transaction fees,” cash-back rewards, “instant,” “same-day,” and “in few minutes” payments apply only to qualifying transactions as defined in the Zil Money Terms & Conditions and may depend on cut-off times, corridor availability, network conditions, and compliance reviews. “Up to 90% cost savings” is based on internal comparisons with traditional wire fees in Ripple-supported corridors and may not represent actual results. International and wire transfer times vary by country, receiving banks, and regulatory requirements. Digital checks are provided by Zil Money, not by partner banks; timing depends on recipient banks and postal delivery where applicable. Metrics such as transaction volume, business counts, and bank integrations reflect cumulative totals to date and are not independently audited. Features like bulk payments, reconciliation, integrations, and reporting may vary depending on third-party providers and user setup. Zil Money uses security standards, encryption, and multi-factor authentication to protect transactions. Customer testimonials reflect individual experiences; results will vary. All services are subject to applicable laws, regulations, and the full Zil Money Terms & Conditions on our legal page.

Since this website is not controlled by the partner bank and Zil Money’s privacy and security policies may differ, the partner bank is not responsible for Zil Money’s content, products, services, system availability, or accuracy Info.

“Free” or “no-fee” services are available only to users who maintain a minimum average wallet balance of $10,000. This requirement is part of the wallet deposit policy. If the balance falls below this threshold, applicable fees may be charged.

Zil
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About

Contact

Blog

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Login

Copyright 2026 © Zil.US

Disclosures     Privacy Policy       Terms and Conditions

Disclaimer       Cookie policy       Fraud Awareness

Zil US powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank, with insurance applying only to eligible deposits. “Zero transaction fees,” cash-back rewards, “instant,” “same-day,” and “in few minutes” payments apply only to qualifying transactions as defined in the Zil Money Terms & Conditions and may depend on cut-off times, corridor availability, network conditions, and compliance reviews. “Up to 90% cost savings” is based on internal comparisons with traditional wire fees in Ripple-supported corridors and may not represent actual results. International and wire transfer times vary by country, receiving banks, and regulatory requirements. Digital checks are provided by Zil Money, not by partner banks; timing depends on recipient banks and postal delivery where applicable. Metrics such as transaction volume, business counts, and bank integrations reflect cumulative totals to date and are not independently audited. Features like bulk payments, reconciliation, integrations, and reporting may vary depending on third-party providers and user setup. Zil Money uses security standards, encryption, and multi-factor authentication to protect transactions. Customer testimonials reflect individual experiences; results will vary. All services are subject to applicable laws, regulations, and the full Zil Money Terms & Conditions on our legal page.

Since this website is not controlled by the partner bank and Zil Money’s privacy and security policies may differ, the partner bank is not responsible for Zil Money’s content, products, services, system availability, or accuracy Info.

“Free” or “no-fee” services are available only to users who maintain a minimum average wallet balance of $10,000. This requirement is part of the wallet deposit policy. If the balance falls below this threshold, applicable fees may be charged.