Instant ACH Transfer Online

Instant ACH Transfer Online is an electronic money transfer that allows you to move funds between bank accounts. You typically need the recipient’s account and bank routing number for an instant ACH transfer. Businesses can enjoy convenience and fast money transfers between banks through ACH (Automated Clearing House) payments through the platform, an official member of NACHA, which regulates ACH payments. Therefore, you can trust that your transactions will be secure and efficient.

Zil is a financial technology company, not a bank or an FDIC member. Zil offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

We Offer You the Best

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initial fee

No initial fees or hidden fees to open an account with us.

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maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

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minimum deposit

Start your payment journey with zero minimum deposit.

0

initial fee

No initial fees or hidden fees to open account with us.

0

maintenance fees

Enjoy hassle-free payment services with no maintenance fees.

0

minimum deposit

Start your Payment journey with zero minimum deposit.

Automated Clearing House

Automated Clearing House

ACH, or Automated Clearing House, is a network that facilitates electronic payments and money transfers. It is used for various transactions, including direct deposit of payrolls, automatic bill payments, and person-to-person payments. ACH transactions processed by Zil US are typically less expensive. Using Zil US’s same-day ACH feature, your business can benefit from faster ACH processing.

SERVICES

Experience the power of next-generation cloud payment solutions at Zil US SaaS platform, revolutionizing the financial industry

Payment Platform

Enjoy US payment experience online at zero hidden fees and streamline your operations from anywhere, anytime.

ACH

Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs.

Payroll Card

Experience endless convenience, instant access to funds, and enhanced security with Zil’s payroll card.

Wire Transfer

Send or receive funds domestically or internationally with the wire transfer service with minimal transaction charges.

Pay by Phone

Send money using your phone number seamlessly and discover the convenience of Zil.US!

Gift Card

Effortlessly gift with Zil. Email gift cards to any contact for use at any store. Ideal for all occasions and unlimited recipients.

API

Enhance Services with Virtual and Gift Card APIs! Create unlimited cards and set spending limits. Empower business with Zil.US.

Business Checking Account

A checking account is an essential tool for carrying out routine business operations. Without a minimum deposit or ongoing fees, Zil US provides checking accounts to meet the payment needs of small businesses. With Zil US, customers can benefit from same-day ACH and wire payments at affordable costs. Users can improve their company’s finances and enjoy easy payment processing with Zil US’s fee-free business checking account.

Business Checking Account

Zil US Mobile Payment SaaS Solutions

Download the Zil mobile app for convenient, secure, and safe managing finance on the go. Access all features and services for your financial needs effortlessly.

Visa Gift Card Online

Visa Gift Card Online

With Zil US’s Digital Visa Gift Card, sending gifts to anyone on your contact list is simple. Once received, the recipient can use the card to make purchases at any place that accepts gift cards. The card can be quickly distributed to the recipient by email. Zil US’s virtual gift card is the best choice for businesses to send online gift cards to their clients or employees for any occasion because there are no limits on the number of recipients.

One-Stop Solution

Zil US offers a free business checking account that caters to all your business needs. The platform provides international transactions, ACH, wire transfers, mail checks, virtual cards, etc.
One-Stop Solution

FREQUENTLY ASKED QUESTIONS

What is ACH payment?

An ACH payment is an electronic funds transfer (EFT) processed through the Automated Clearing House (ACH) network. This network enables the transfer of money between bank accounts. Zil US offers secure ACH transfers at affordable costs.

How long does an ACH transfer take?

ACH transactions take around 3-5 business days to process, but it can take longer for some transactions. Zil US, an official member of NACHA, offers customers the same business-day ACH transactions at affordable costs.

How to make an ACH payment?

To make an ACH payment, you will typically need to provide the recipient's bank routing number, account number, the recipient's name, the amount of the payment, etc. You can initiate a secure ACH payment through Zil US.

ACH vs Wire

ACH (Automated Clearing House) transfers are electronic funds transfers that typically involve lower fees and longer processing times, commonly used for regular payments like direct deposits and bill payments, whereas wire transfers are real-time, often same-day transfers of funds between financial institutions, offering speed but usually at a higher cost, frequently utilized for urgent or large transactions. Zil US offers cost-effective ACH and wire transfers.

Zil Banking - Cloud Based Platform
Fintech Software
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Price: $5/Month

Make Business Easy with Zil

 

At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.